One of the most common questions I receive is “How can I improve my credit after a bankruptcy filing?” My advice involves making timely and regular payments on a mortgage or rent, a vehicle if the Petitioner owns one and equally important, not incurring any new debt after a bankruptcy filing.
Further, our firm recommends obtaining a secured credit card after a bankruptcy filing. This type of card includes a credit limit equal to deposits made by the cardholder. According to FICO (Fair Isaac Corporation) a secured credit card is a good practice and the payment history post bankruptcy filing will be factored into the future credit score.
Call for a free consultation today and speak with one of our experienced Attorneys to discuss the debt relief solutions that you are entitled to.
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