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New "CARD" Law Targets College Students

Credit Card Accountability Responsibility and Disclosure Act (“CARD”) of 2009 targets College Campuses. The new law, among other things, will limit how credit card companies market their products to anyone under the age of 21.  Meaning, less free...

How much is enough?

There is no minimum amount of debt required to file for bankruptcy protection in Philadelphia, PA or the surrounding areas.  However, it should be noted that bankruptcy fees generally start at $1,000.00 not including bankruptcy court filing fees or case...

CARD – Consumer protection against credit card abuses

As of today, August 20, 2009 the first provisions of the Credit Card Accountability, Responsibility and Disclosure Act (“CARD”) go into effect.  CARD is designed to protect consumers against credit card abuses, including high fees, penalties and...

Your Roadmap for Bankruptcy: Navigating the Tough Times

In this blog entry a road map of the bankruptcy system will be outlined.  The first step to pursuing bankruptcy relief is an initial consultation with a bankruptcy lawyer in our Philadelphia, PA office location.  At the initial consultation, which can last...

Weak Economy = More Bankruptcy? Think Again.

It has been nearly four years since the Bankruptcy laws were amended by the federal government.  Bankruptcy law is and continues to be a viable option for many individuals, married couples and businesses alike.  On a daily basis Sadek Law Offices, LLC, by...