Bensalem, PA Bankruptcy Attorney
Daily life can feel like a nightmare when you’re struggling to balance your debts and living expenses. However, relief may be available through Chapter 7 bankruptcy, Chapter 13 bankruptcy, debt settlement, debt consolidation, or other strategies for reducing debt. The Bensalem bankruptcy lawyers of Sadek and Cooper have already helped thousands of debtors get debt relief, and are ready to put our knowledge, our skill, and our experience to work on your case. Conveniently located in Trevose, our Pennsylvania bankruptcy law offices are positioned to serve residents of Bensalem, Feasterville-Trevose, and the Philadelphia region.
You don’t have to spend another sleepless night wondering how you will stay in your home, keep your vehicle, pay off your credit cards, or pay for your medical care. Instead of living with the stress and anxiety of constant financial hardship, let the bankruptcy attorneys of Sadek and Cooper help you find ways to lower your payments, reduce what you owe, or wipe out your debts altogether. To arrange a free legal consultation about the bankruptcy services we provide for Bensalem residents, call Sadek and Cooper Law Offices, LLC at (215) 995-2543 right away.
Bankruptcy Attorneys Offering Debt Relief Legal Services
If you need help resolving a difficult financial problem, it may be the right time to ask an attorney about bankruptcy or bankruptcy alternatives. The sooner you start exploring your legal options with help from our trusted bankruptcy attorneys in Bensalem, the closer you will be to finding a solution to your issue. By acting quickly, you may even be able to stop your landlord from evicting you, prevent your car from being repossessed, or stop foreclosure on your home.
However, you should never rush into a major financial decision like bankruptcy or debt consolidation. Before taking any action, it is wise to review your legal options with a bankruptcy lawyer in Bensalem. Depending on factors like how much debt you owe, which types of creditors are owed payment, the age of the debt, your living expenses, the assets you possess, and your level of income, we can determine the most efficient course of action for overcoming your challenges and achieving your goals. Depending on each client’s unique financial background, Sadek and Cooper offers an array of bankruptcy and debt relief services in Bensalem and the surrounding area, including:
- Bankruptcy for High Income Earners
- Bankruptcy for Military Members and Veterans
- Bankruptcy for Retirees
- Bankruptcy for Small Business Owners
- Chapter 7 Bankruptcy Services
- Chapter 13 Bankruptcy Services
- Debt Consolidation Services
- Debt Settlement Services
- Foreclosure Defense Services
- Mortgage Modification Services
- Short Sale Services
- Other Bankruptcy Alternatives
Instead of taking a generic approach to each case, we work closely with our clients to identify their specific financial hurdles. Once we have a clear understanding of the outcomes you are trying to avoid, or the objectives you are trying to accomplish, we can help you make informed financial decisions while managing and facilitating the legal process. From answering your questions to filing your bankruptcy documents – representing you before creditors to helping you compare state and federal bankruptcy exemptions – rely on our Bensalem bankruptcy attorneys to skillfully manage every aspect of your case.
Should I File Chapter 13 or 7 Bankruptcy?
There are many types, or “chapters,” of personal bankruptcy. However, most Pennsylvanians file under Chapter 7, which is also called “straight” or “ordinary” bankruptcy. The second most common type of bankruptcy is Chapter 13, which is also called a “wage earner’s plan” or “reorganization” bankruptcy.
On one hand, there are major similarities between Chapter 7 and Chapter 13. Both can wipe out debts, prevent your creditors from initiating attempts to collect debts, and give you opportunities to protect your possessions from being seized or liquidated.
However, despite having similar benefits, there are also substantial differences between Chapter 7 and Chapter 13. For example, Chapter 13 requires you to make monthly payments to a bankruptcy trustee, while Chapter 7 does not. Another major difference is that Chapter 7 cases generally resolve in approximately four to six months, while Chapter 13 requires three to five years for completion and discharge.
The chapter you file will have significant impacts on all aspects of your case, from the forms you must file to the debts you may eliminate. Our Chapter 13 bankruptcy lawyers and Chapter 7 bankruptcy lawyers will use our detailed knowledge of state and federal bankruptcy laws to help you make an informed decision about which chapter is right for your situation.
Bensalem Chapter 7 and 13 Bankruptcy Lawyers in Trevose, PA
At Sadek and Cooper Law Offices, LLC, we know that “bankruptcy” can be an intimidating word. We work to remove all of the stress and uncertainty from day one of the process, beginning with a free initial consultation at our conveniently located Trevose office, which is located at the following address off U.S. Route 1 near Bensalem, Feasterville, Levittown, Willow Grove, and Northeast Philadelphia:
Sadek and Cooper Law Offices, LLC
5 Neshaminy Interplex, Suite 205
Trevose, PA, US 19053
To learn more about the Bensalem bankruptcy services we offer in a free consultation, call Sadek and Cooper Law Offices at (215) 995-2543. If you need relief from debt, we are available to help 24 hours a day, seven days a week.