Chapter 7 Repeat Filing

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FREE CASE
EVALUATION

At Sadek Bankruptcy Law Offices, we realize that every situation is different. Our debt relief lawyers will take the time to learn about your situation and your goals. Our objective is to explain your legal options and offer the best debt relief strategy for you in the most compassionate and friendly manner possible. Call 24/7 to schedule your meeting with a lawyer.

PAYMENT PLANS
AVAILABLE

Our office understands the financial stress our clients endure. Therefore, in addition to reasonable legal fees, we offer a payment plan to all of our valued clients to make quality legal services most affordable.

OFFICES IN PA
AND NJ

In addition to our primary law office in Center City, Philadelphia, we also have law offices throughout the Greater Philadelphia, Pennsylvania Area and in New Jersey. Our branch offices have contributed to making us the #1 Bankruptcy Filer and debt relief firm in the Greater Philadelphia area. Our goal is to have a convenient location within 20 minutes of where our clients work or reside.

Chapter 7 Repeat Filing

On October 17, 2005, a major change in the bankruptcy law went into effect. The law change specifically referred to as The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 (“BAPCPA”) changed many aspects of consumer bankruptcy law(s). One of the many implemented changes was the waiting period between a consumer’s bankruptcy discharge in Chapter 7 and when he or she could again for bankruptcy. Before BAPCPA, consumers waited six years after filing a Chapter 7 bankruptcy before they were eligible to do so again. After BAPCPA, their waiting period increased to eight years. Due to the impending law change prior to October 17, 2005 there was a tremendous surge in bankruptcy filings. As of today, October 18, 2013 those who filed a Chapter 7 Bankruptcy prior to the implementation of BAPCPA are now eligible for a Chapter 7 discharge due to the passage of the eight (8) year waiting period.

To speak with one of our lawyers regarding your financial situation and to determine if Bankruptcy Law is right for you, please contact one of our conveniently located law offices listed below.

CENTER CITY PHILADELPHIA: , 1500 John F Kennedy Blvd, Suite 220, Philadelphia, PA 19102
NORTHEAST PHILADELPHIA: 2375 Woodward Street, #105 Phila., PA 19115 215-545-0008
DELAWARE COUNTY OFFICE: 1515 Wallingford Road, #218, Springfield, PA 19064 610-432-3111

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