Posts by Brad Sadek, Esquire

What You Need to Know About Obtaining Assets After Filing Chapter 13 Bankruptcy

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As Philadelphia bankruptcy attorneys we occasionally run into clients who have a hard time collecting claims from personal injury suits or workman’s comp claims after filing a Chapter 13 bankruptcy. We’ve even seen clients who have trouble holding on to inheritances, life insurance claims or other windfalls because they don’t handle these windfalls correctly in…

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How Voluntary Repossession Works in Philadelphia

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Has your car payment left you feeling in over your head? Many clients in the same position eventually consider returning their car voluntarily to a company who might soon be repossessing it anyway. This is called a “voluntary repossession.“ Is voluntary repossession a smarter option than declaring bankruptcy and getting an automatic stay? Here’s what…

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Will Bankruptcy Impact Your Career in Philadelphia?

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As Philadelphia bankruptcy lawyers one of the biggest concerns we hear is whether taking the step of declaring bankruptcy will impact our client’s abilities to pursue their careers, or even to stay employed. Since your ability to make money is generally the greatest asset you have, this is a great question to ask. Fortunately bankruptcy…

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What Philadelphia Residents Should Know About the FDCPA

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As Philadelphia bankruptcy lawyers we meet many clients who are being harassed by their creditors day and night. Creditor harassment is a major reason why many clients contact us in the first place. Bankruptcy can put an immediate stop to bad creditor behavior through the power of the automatic stay. However, it’s also a good…

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Bankruptcy Tips for Tax Time

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It’s that time of year again. W2s and other forms are rolling in, one by one, through the mail. Whether you’re anticipating a sweet refund or are in danger of adding more liability to your IRS debt, it’s important to take tax time into account when you start thinking about filing for bankruptcy. As Philadelphia…

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Why You Shouldn’t Be Afraid of Bankruptcy Legal Fees

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Many people are afraid to file for bankruptcy because they fear the costs. But filing does not have to represent a financial hardship. It’s just a matter of understanding what you’ll need to pay and when, as well as a matter of understanding how the costs of bankruptcy will fit into your overall financial picture.…

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