Philadelphia Bankruptcy Blog

This post will serve as a follow-up to the August 21, 2009 post regarding new CARD laws. On February 22, 2010 the next wave of CARD laws go into effect. The new enactments focus on credit card laws and regulations to improve consumer awareness and financial management. The four (4) principal changes going into effect on…

Conversion from Chapter 13 to Chapter 7 Bankruptcy

By Brad Sadek, Esquire | February 7, 2010

Bankruptcy Lawyer Philadelphia

Bankruptcy and IRS Debt

By Brad Sadek, Esquire | January 28, 2010

IRS debt and bankruptcy

Vacation Timeshares – A Waste of Time and Money

By Brad Sadek, Esquire | January 17, 2010

Timeshares and Bankruptcy Law. Don’t waste your Time!

Mortgage Modification and Bankruptcy Legislation

By Brad Sadek, Esquire | January 5, 2010

Mortgage Modification in Bankruptcy

When Will You Be Debt FREE?

By Brad Sadek, Esquire | December 23, 2009

When will you be debt free?

Cars, do your research before you buy!

By Brad Sadek, Esquire | November 30, 2009

Buying research

Considering a Business Bankruptcy?

By Brad Sadek, Esquire | November 23, 2009

Bankruptcy and Business

Real Estate Short Sale Considerations

By Brad Sadek, Esquire | November 6, 2009

Short Sale and Philadelphia Bankruptcy

File Bankruptcy and Keep Your House, Car and Property

By Sadek & Cooper | October 28, 2009

Many Philadelphians would like to file bankruptcy, but hesitate because they believe they will lose all of their assets and property. If this describes you, there is good news: bankruptcy exemptions allow you to protect many of your valuable belongings and possessions, while still enjoying the financial benefits of debt relief. Read on to hear…

NEW LOAN AFTER BANKRUPTCY

By Brad Sadek, Esquire | October 22, 2009

It is possible to get a new loan after bankruptcy!

Unemployment Good and Bad News

By Brad Sadek, Esquire | October 6, 2009

Unemployment and Bankruptcy

Got Debt? Bankruptcy may be your best option.

By Brad Sadek, Esquire | September 29, 2009

Complaints and facts about debt consolidation. Get bankruptcy relief in Philadelphia, PA.

New "CARD" Law Targets College Students

By Brad Sadek, Esquire | September 14, 2009

Credit Card Accountability Responsibility and Disclosure Act (“CARD”) of 2009 targets College Campuses. The new law, among other things, will limit how credit card companies market their products to anyone under the age of 21. Meaning, less free t-shirts, beach towels and easy credit on college move-in days. The purpose of the new CARD laws…

Natacha Rios

14:10 16 Aug 19

Sadek and Copper law has saved my home from foreclosure in addition as taken away all the stress due to my debt. They were extremely professional, supportive, compassionate and affordable. I highly recommend them for any legal services that they offer. They have been a blessing.

Gabriel Sullivan

05:33 14 Aug 19

I wanted to take this opportunity to provide a truthful review in applauding Sadek & Cooper firm. The entire legal process in my case went smoothly. I’m very much happier with my decision on following his advices and his services. Thanks from bottom of my heart.

denise sampson

14:54 09 Aug 19

Matt has been very helpful during the whole process. He walked us thru everything and made sure we understood the process. I would recommend Sadek and Cooper in a heart beat

William Skomsky

14:46 08 Aug 19

Sadek and Cooper Law offices were great with my case. They answered all my questions I had and made me feel at ease about my case. I would definitely recommend them and use them again in the future.

Leon Nicholson

13:21 01 Jul 19

My experience with Sadek and Cooper Law Office was very pleasant, comforting, and professional. I was guided through my bankruptcy procedure and felt relaxed with very little anxiety during the process. All my concernes were answered and my dignity remained intact. I highly recommend Sadek and Cooper Law Office for your bankruptcy needs.

Mike V

12:31 18 Jun 19

Sadek &Cooper were the best. I couldn't imagine this process being any easier anywhere else. Brad and Matt were awesome. They were always there throughout the process. Having a bit of a complicated case their hard work ad dedication helped put a plan in place that was more than fair. I would without question refer anyone here and feel confident.

Nydja Jones

13:24 14 Jun 19

This law firm has been absolutely nothing but helpful and wonderful. My attorney has always been very professional and knowledgeable and has guided me step by step through this bankruptcy process. I was referred by a friend, and would highly recommend that if anyone is hesitant or needs information regarding bankruptcy or need to file bankruptcy than Sadek and Cooper is your answer.

erica payne

19:37 05 Jun 19

Affordable payment plan. All my questions were answered and I received great legal advice sans services. I am very happy with their assistance.

Rafhia Foster

16:18 31 May 19

The staff at Sadek & Cooper has been nothing but efficient and professional in dealing with a seemingly complicated case for me. I have been impressed with their responsiveness and attention to detail. I highly recommend their services!

nicole buonocore

13:16 29 May 19

The moment I walked into their office, I felt confident that my case would be handled professionally and without judgement. I am kept up to date on every aspect of my case. They are friendly, knowledgeable and reliable. Phone calls, questions and emails are responded to quickly and effectively. If you have to file for bankruptcy you will be in good hands with Sadek and Cooper.

William Smith

16:54 23 May 19

When I needed a bankruptcy attorney to help me get through the chapter 7 process. Sadek and Cooper was there for me. Matthew one of the attorneys is very informative, he went over the process and ease my mind to get me through this difficult tine and help get me a new start in my financial life.

Patricia Boyer

14:59 22 May 19

It was a wonderful experience. Had no problems and they were very helpful. Thank you so much.

Michael Force

14:15 15 May 19

Made the entire process super easy and walked me through step by step. They were always available for questions and kept me informed along the way. They took a very stressful situation and made it bearable.

James Valentine

12:57 15 May 19

Everything has been explained to me in a way that I can understand. All correspondence has been relayed in a timely fashion.

Danielle Seaberg

13:33 24 Apr 19

I’d like to take a moment and share my experience with Sadek & Cooper. The attorneys and staff are phenomenal. This was a very challenging time in my life. With each and every encounter, Matt, Brad and Brenda made things simple and truly put my mind at ease. These folks have performed over and above my expectations. I’m sincerely grateful for their assistance. If you’re encountering financial difficulties, I highly recommend contacting Matt and Brad.

Nyzier Maysonet

17:34 10 Apr 19

Very positive experience with this law firm. Always responsive to questions,very reassuring handling difficult matters. And guided us through out entire case. Defiently recommend using Sadek&Cooper.

ardena starks

13:03 03 Apr 19

Working with Sadek & Cooper has been great. They have walked me through the bankruptcy process, explaining every step along the way. Their professionalism and attention has made this process much easier than expected. Highly recommended.

Donna 1031

14:33 27 Mar 19

Sadek and Cooper have done an incredible job! They’ve been timely, and answered all of my questions. They truly care about their clients! Personal attention is their specialty! I’m not just another case, I’m their client! I know that I received the best assessment of my situation and the best legal advice available. They made the process both understandable and doable. I wholeheartedly recommend anyone needing an attorney contact Sadek and Cooper!

Parker Layne

08:00 19 Mar 19

I just can’t explain it. I can’t find the right words to describe how I feel at the moment. Sadek and Cooper stood by me throughout my foreclosure challenge and I am grateful to them. Sadek and Cooper deserve the best award.

teryl singleton

14:53 14 Mar 19

Coming to Sadek and Cooper Law offices have really helped me get my life on track.Anyone looking for a fresh financial start. I highly recommend coming here. Thank you

Tanisha Gardiner

16:09 14 Feb 19

My wife and I had a helpful experience, we did not know much about the process of filing bankruptcy. Our lawyers explained the process and was available when questions came up. We thank them for the financial counseling which helped alot and will be helpful in our future financial management goals. We would recommend them to represent our family or friends. GRATEFUL, Rodney and Tanisha Gardiner

Erica Thelusma

16:03 14 Feb 19

I had a very good experience here through a very nerve racking time. Everyone was so kind and patient and answered all of my questions. I would definitely recommend this firm to anyone. Very personable as well as professional.

La Mu

20:19 06 Feb 19

My experience working with Sadek and Cooper was amazing. Pat Cooper, Matt Lazarus, and the administration team were all terrific to deal with. I was permitted to pay my retainer fee in installments, which was beneficial to me, in terms of getting started.They explained things to me very clearly, were patient with me, answered my many questions, and were reassuring to me whenever I had doubts, worries, or concerns. This definitely alleviated stress that I had regarding my financial situation. I now have a much more positive and hopeful outlook. I very am grateful to the attorneys and staff at Sadek and Cooper. Best Regards, LM

Marie Silvestro

00:43 12 Jan 19

I found Sadek and Cooper on the internet and was drawn to them for 2 reasons. One, free consultation and two, payment arrangements. I set up an appointment with Patrick Cooper regarding my divorce. He was very kind and knowledgeable and told me exactly what to expect. Side note...I consulted with a different law office a few days earlier and when I called the attorney back he didn't remember me after spending over an hour in his office. Patrick said he would never forget my name. I hired him on the spot! Two years later my divorce is final and I have to say Patrick and the entire staff was awesome! He fought for me and made sure I received a settlement that would enable me to live comfortably. He was also very patient when it came to paying. He never pressured me and that was a huge weight off my shoulders. So in conclusion I want to say thank you and would highly recommended Sadek and Cooper.

Malcolm Davis

18:48 11 Jan 19

I highly recommend the law firm. Patrick is an experienced professional and a loving father. Those two qualities stood at the forefront as he diligently worked on our case in the adoption of our son.

Christopher Kelso

16:17 08 Jan 19

I showed up to consult with Brad Sadek completely stressed about my financial situation. He was one of the friendliest people i have ever met. Not only did he walk me through the process of repairing my credit, he answered countless e mails and phone calls reassuring me about what he was doing. Im beyond grateful for him and his team!

Nicole Rosenbach

07:14 18 Dec 18

When it comes to all foreclosure and bankruptcy cases, I will surely recommend the services of Sadek & Cooper. They have been such as great help to me in my trying times and I am sure they will do the same for you. The levels of services they offer are highly affordable.

Jessica Regina Johnson-Petty

15:59 12 Dec 18

Every person within the law office of Sadek and Cooper was warm and informative. While I was unsure of what path to take, Matt Lazarus guided me through the process and educated me of alternative options prior to making a life changing decision, rather than forcing my hand in favor of their services. While I will do everything within my will to never be in this position again, I highly recommend Sadek and Cooper Law Offices, LLC to any person at a financial crossroad!

Juanita Cooper

15:39 07 Dec 18

I ended up going through bankruptcy twice.it can be a very stressful situation but getting help from Sadek & Cooper made it so easy. They were there to answer all my questions. The office staff was diligent about getting back to me with information if they didn’t know the answers at that time. I’m not wishing for it but, if I had to go through this process again,there is no other law firm I would use.

Edward Hubert

14:16 05 Dec 18

I would like to Thank Sadek Law firm for making this difficult process as smooth as possible. Brad especially helped us with another personal matter. Everyone has been extremely professional. I would definitely recommend this law firm.

C Wilson Sr

21:19 27 Nov 18

Going with Brad Sadek was EASILY one of the best decisions I've ever made in my life. From start to finish in my bankruptcy nothing but top tier service. Bankruptcy was a huge step in my life and having the best lawyer was my only concern. Dealing with lawyers in the past and regretting picking the ones that represented me I will admit I was terrified hoping I made the right choice with Mr Sadek. From the initial consultation he put my mind at ease. His office handled EVERY creditor call. I had 1001 questions for Brad along the way and he provided me with 1001 responses in a very quick manner. Was impressed with how on point he was during my meeting. Thank you Mr Sadek. I can breathe again. YOU WILL NOT REGRET GOING WITH SADEK & COOPER.C. W.

Nick Nick

15:00 26 Nov 18

I worked with the attorneys at Sadek and Cooper. They were very knowledgeable and informative. They walked me through the entire process and kept me up to date at all times. I would highly recommend their services.

Edward Williams

15:55 21 Nov 18

Matt and all of the staff at Sadek we’re amazing. They helped me feel comfortable and kept me informed every step of the way. Highly recommend!

david riggins

14:32 31 Oct 18

Matt and his team made a difficult life decision manageable. They were calm, detailed, and lastly RELIABLE. I’m thankful for their help in this matter and look forward to what is to come in my future.Thank you Sadek and Cooper..

Lillian Nathalie

06:42 24 Oct 18

I would highly recommend Sadek and Cooper law Offices. I have dealt with many attorneys over the years, and no one has given the type of service that I received from Brad. Throughout the entire bankruptcy process, he kept me updated with new information as he received it. Great service.

Mel D

03:13 26 Sep 18

My husband and I came in unsure of what to expect. We felt defeated, anxious and worried we might lose everything. Brad listened to our situation and was both understanding and sympathetic. He took us through the process, answered my 10 page questions efficiently and truly made it a painless experience. Thanks to Brad and Matt, we have a new start and bright future. Thank you Sadek and Cooper!! -Mel D.

Mark N

02:50 26 Sep 18

Brad & Matt were outstanding. We came in scared, uncertain of our future. Brad was compassionate and understanding walking us through the process. Matt met us at court professional and supportive with a plan that has helped us tremendously. We can breathe again and have a fresh start. I highly recommend their services. Thank you! -Mark N.

Joannie Moronta

14:51 07 Sep 18

I love sadek and cooper. They were with me throughout my entire process. I was really scared at first, but they made me feel super comfortable and secured. I would highly recommended them to anyone interested in hiring a group of excellent lawyers.

Kris Collins

16:55 28 Aug 18

I hired Patrick Cooper to represent me to gain custody of my nephew. After the first meeting I knew Pat was the right attorney for this matter. Pat, Yoninah and staff were always helpful in explaining the process and answering any questions or concerns I had. I would recommend Pat and Sadek and Cooper for any and all family court matters.

Steven S Russ

16:54 23 Aug 18

Sadek and Cooper law firm is the one of the best law firms I’ve ever dealt with in my adult life. They staff is wonderful and kind! They have great customer service and they assists you with your every need. I’ve looked for a lot of lawyers when it came to bankruptcy, but none of them fit the bill. I didn’t second guess Sadek and Cooper at all. My gut feeling told me that they were the fit and the law firm to help me. And I’ve never looked back since.

jammee burhannon

12:39 08 Aug 18

Sadek and Cooper was fast efficient and made me feel at ease when I felt discouraged about the wrong Choice’s I’ve made not knowing the facts about credit and how to use it the right way. I just Loved the credit Counseling courses that explains the do’s and don’t the want and needs and the ups and downs of credit which has now gave me more knowledge to understand how to use credit ?? Thank you so much for helping me out of this Deep Hole and putting me on the road to Credit recovery ??

Krystal Stewart

14:22 18 Jul 18

Matt Lazarus and the rest of the firm were absolutely wonderful. They held my hand through the whole process of my bankruptcy and made sure I knew what was happening every step of the way. They worked with my schedule and location to make every step as easy and smooth as possible. If every I need any legal advice in the future, I know exactly who I'm going to!

Matthew Justice

07:11 16 Jul 18

Brad Sadek has no equal when it comes to Foreclosure defense and bankruptcy. He is knowledgeable about the whole thing. It actually gave me confidence during the case.

Landlord Guy

16:25 06 Jul 18

Well... About a year ago I was faced with an unpleasant (but necessary) decision. I contacted Sadek and Cooper to make an appointment and ended up speaking with Brad. I brought all of the required/requested information and we did some calculations together (I like numbers) to see what my options were. The process was relaxed and transparent, and his advice was neutral and objective (in my opinion). I ended up filing for CH13, which allowed me to keep my property. I worked with Matt for the remainder of the process. He was communicative, helpful, and very patient with someone like me who asks A LOT of questions. If you're going to go for CH7 or CH13 I'd suggest at least talking to Sadek & Cooper to get an idea of what your options are. And if you decide to go through it with them I can't imagine you'll be disappointed (as lond as YOU do what's required on time, etc. of course). We're talking about court here, so it's best to be early and over-prepared for everything. I hope I never have to use their services again (for obvious reasons lol), but I'm certainly very happy that I DID when I needed to. They helped me tremendously and it has been SMOOTH SAILING since my CH13 plan was approved. I wish them all the best and look forward to the end of my CH13 and it being cleared from my record eventually. If you're considering CH7 or 13 DO your RESEARCH. Don't be "afraid", educate yourself, be an INFORMED consumer. And go talk to Sadek & Cooper for some SOUND advice and a good analysis of your options! SOONER rather than LATER. Don't wait until the last minute.

Joseph Olson

17:12 22 Jun 18

We are extremely pleased with this firm. They have provided amazing detail, information and support during this difficult time in our life. We are truly grateful for all of their hard work and would highly recommend them to anyone!

Jamie Daniels

13:20 20 Jun 18

I am more than happy with the service and expertise I received when I filed my recent chapter 13 case. They made everything very easy and comfortable under very stressful circumstances. I would highly recommend Sadek and Cooper.

Nagena Pierre-Louis

13:19 13 Jun 18

I was less than a week away of losing my home. Sadek And Cooper helped me to save my only home. If they helped me they will be able to help you. Their help is just a phone call away. Please just call them!

Alicia Green

14:16 22 May 18

My experience with Sadek and Cooper was awesome. They were extremely helpful with answering all my questions and made me feel comfortable and less anxious about filing for bankruptcy. The process was smooth and quick and had no issues at all!Alicia

Selena Pinkney

13:52 22 May 18

I used Sadek Law Firm and had the best experience. All of the staff were very helpful and knowledgeable. They made a very scary process easy and painless. I would and have recommended their services.

Ethan Hew

13:44 16 May 18

Sadek & Cooper has to be the best firm for our bankruptcy needs. They walked my wife and I through the entire process and were always there to answer our questions. Hands down the best firm I’ve ever worked with.

Chris Jamison

19:52 04 May 18

Matt Lazarus from the start was very helpful with making me filing for bankruptcy as easy as possible. It is one of the hardest things to go thru in life. But you have to look at it as a new start. Thank you again to everyone at Sadek & Cooper for all your help.

Thomas Wright

15:09 24 Apr 18

Sadek and Cooper Law did a great job on my bankruptcy case. I really appreciate their assistant. Thank you

Kelly McKenna

11:57 19 Apr 18

This form - specifically Yoninah Orenstein and Patrick Cooper are PHENOMENAL. They were great to work with, very fair with legal fees, and successful in getting an excellent settlement for my divorce (short term marriage

Dessiana Cruz

13:11 04 Apr 18

I was nervous about bankruptcy, but from the moment I stepped in your office I felt at ease. This process was so easy with your help, that yesterday I was talking to my coworkers about it and recommending your firm to them. You make something that’s scary seem easy and I thank you so much for helping me!

Valerie Nesbitt

14:51 03 Apr 18

Sadek and Cooper have been excellent. Everyone has been extremely helpful and patient. The lawyers I have worked with, Matt and Brad, are extremely knowledgeable. I felt very comfortable with them handling my case.

Marlena Lucas

16:08 02 Apr 18

Very simple. Any time I had questions, they were answered quickly. The lawyers are just great. Just a fast painless process.

James Smith Sr

13:19 14 Mar 18

Everything has been great. Really awesome job with my case... You and your staff have done a perfect job in my opinion.

Michkel Davis

17:02 09 Mar 18

Mr. Sadek was the best and most thorough lawyer I’ve ever met. He’s very human and caring about our case. His whole staff is great too. Highly recommend...

Tamika Richardson

14:56 01 Mar 18

My bankruptcy went very smoothly with your firm. No issues. You are all very nice. That’s why I recommend my sister to your firm and your now helping her too! Thanks again.

Geraldine Ross

14:14 28 Feb 18

This is an Excellent firm to work with; my questions were answered in a timely manner and I felt very supportive in handling my bankruptcy. I would highly recommend this firm to others who have found themselves in a position like mine.

Lavern Baker

17:03 23 Feb 18

You are all super lawyers. Brad and Matt made me feel comfortable. Every one in your office so nice and just made it easy. You’re the best!

peter b

19:42 21 Feb 18

Thank you, Sadek and Cooper Law offices for your dedication on my behalf. I appreciate Matthew and Patrick and your staff and all that everyone did to support me in this legal matter. You took an embarrassing, sad experience, for me, and turned it into a successful solution without all the emotional pain expected. After dealing with a loan modification company for over eighteen months without going to an attorney first that is the biggest mistake anyone can make. The Modification Companies set out to sell you lies, broken promises and dilute the homeowner's assets with no knowledge of any kind of law. I can't stress enough stay away from Modification companies, as a Military Veteran and family man, protect you or your family best interest. Go directly to Sadek and Copper you will not regret it! This firm moves with Super speed and diligence protecting you and your family's the entire process, even after watching some of these other attorneys in the courtroom appearing to mishandled their clients’ cases before the Trustee. You made it easy and I’m finally getting my financial life back on track! Thank you for your prompt replies to me, your clear information and preparation needed when at the courthouse. I would of course recommend you to others and I am glad you were the one who had my case. Kind genuine law firm who treats you like family. God bless you all and I pray for your continued success in your field of expertise. This firm is Super Lawyers for a reason. They are the best at what they do! Pete

Doug Tinlin

06:55 15 Feb 18

Brad Sadek gave me hope when he decided to handle my mortgage for enclosure defense. I had exactly 10 days left of the 30 days ultimatum given me, but he was able to bargain for an extra 30 days for me to pay up. That duration turned out just right.

Jacinth Jacinth

16:07 31 Jan 18

Excellent service. Brad and Matt were outstanding and friendly. They helped me through this. I’ve never met attorneys like these. Thank you!

julie njoku

12:29 24 Jan 18

Brad Sadek is excellent!. He understands and he's fair. You feel like you have someone fighting for you. The staff is friendly, professional, and courteous. These guys are the best at what they do !

Owen Black

20:14 09 Jan 18

Thanks for the great service! I would recommend this firm highly. Throughout the years I have been helped by this firm greatly and very much appreciated.

Steven Rychalsky

15:30 09 Jan 18

Sadek and Cooper law office was a wonderful experience to work with. Bankruptcy is a difficult experience but they helped with the stress so much and made it easy. I would recommend Sadek and copper too anyone.

Chris Kourelias

19:09 28 Dec 17

Working with both Brad & Matthew was a pleasure. Both gentlemen are extremely knowledgeable and helpful in providing me the right assistance needed to make the correct decision to benefit me in the long run. I would recommend both candidates to anyone looking for assistance with a reputable law firm.

Jennyfer Santana

21:17 21 Dec 17

Highly Recommended. Matt & Brad assisted with my case. I felt comfortable throughout the entire process. Matt was very understanding, patient, and ensured he answered all my questions! Both great guys and very friendly! It was a pleasure working with Matt and Brad.

Blog

How to Spot a Foreclosure Scam

What Should I Know About Filing for Bankruptcy as a Member of the Military?

Can I File Bankruptcy With a Reverse Mortgage?

5 Things You Should Know About Collection Agents

Should I Pay Any Debts During the Automatic Stay?

GET YOUR FREE CONSULTATION

Blog

NO-PAYDAY LOANS

Credit Card Accountability, Responsibility and Disclosure Act (“CARD”)

Conversion from Chapter 13 to Chapter 7 Bankruptcy

Bankruptcy and IRS Debt

Vacation Timeshares – A Waste of Time and Money

Mortgage Modification and Bankruptcy Legislation

When Will You Be Debt FREE?

Cars, do your research before you buy!

Considering a Business Bankruptcy?

Real Estate Short Sale Considerations

File Bankruptcy and Keep Your House, Car and Property

NEW LOAN AFTER BANKRUPTCY

Unemployment Good and Bad News

Got Debt? Bankruptcy may be your best option.

New "CARD" Law Targets College Students

The Sadek & Cooper Difference

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