CARD – Consumer protection against credit card abuses

As of today, August 20, 2009 the first provisions of the Credit Card Accountability, Responsibility and Disclosure Act (“CARD”) go into effect.  CARD is designed to protect consumers against credit card abuses, including high fees, penalties and provide additional notice procedures.  There are two primary changes going into effect today, discussed below. Change #1. Under […]

Your Roadmap for Bankruptcy: Navigating the Tough Times

In this blog entry a road map of the bankruptcy system will be outlined.  The first step to pursuing bankruptcy relief is an initial consultation with a bankruptcy lawyer in our Philadelphia, PA office location.  At the initial consultation, which can last up to one hour, we will ask a series of questions to determine […]

Weak Economy = More Bankruptcy? Think Again.

It has been nearly four years since the Bankruptcy laws were amended by the federal government.  Bankruptcy law is and continues to be a viable option for many individuals, married couples and businesses alike.  On a daily basis Sadek Law Offices, LLC, by virtue of bankruptcy laws and protections continues to discharge credit card debt, […]