TOP PHILADELPHIA BANKRUPTCY AND FORECLOSURE DEFENSE LAWYER
BANKRUPTCY | FORECLOSURE DEFENSE | DEBT RELIEF
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FREE CASE EVALUATION
Looking to work with the Philadelphia Bankruptcy Lawyers at Sadek & Cooper, LLC? Please fill out the form below to be contacted by someone from our office.
PAYMENT PLANS AVAILABLE
Our office understands the financial stress our clients endure. Therefore, in addition to reasonable legal fees, we offer a payment plan to all of our valued clients to make quality legal services most affordable.
6 CONVENIENT LOCATIONS
No matter where you live in the Greater Philadelphia or South Jersey area, Sadek and Cooper has you covered. Our six convenient locations are all in familiar, easy to reach locations so that you can reach us regardless of your preferred method of transportation. We have offices in Center City Philadelphia, Northeast Philadelphia, Bucks County, Delaware County, and Cherry Hill.
Philadelphia Bankruptcy Lawyer
The Philadelphia, Pennsylvania bankruptcy law firm of Sadek & Cooper Law Offices represent the legal needs of our clients and their businesses in the Philadelphia, PA area. Sadek & Cooper Law Offices provides high-quality legal services, including Consumer Bankruptcy Law, Business Bankruptcy Law, Divorce and Family Law, among other legal fields to clients throughout Philadelphia, PA and surrounding areas, including, Montgomery, Bucks, Chester, Delaware Counties and Southern New Jersey. Our primary law office is conveniently located near public transportation and attractions in Center City Philadelphia, PA. Our lawyers are readily available for our clients and understand that you may not be in the most ideal situation.
Our Philadelphia Bankruptcy Attorney Can Help
Our office offers a free consultation with a licensed attorney, also we offer flexible and affordable payment plans for any client who needs assistance. Thank you for visiting our website, we look forward to effectively solving your legal problems. At Sadek & Cooper Law Offices we understand the stress your situation may cause, therefore phone calls are promptly returned by our lawyers and professional staff. To schedule a free and confidential consultation with a lawyer regarding your legal matter please call our Philadelphia law office at (215) 545-0008. For your convenience, calls are answered 24 hours per day, 7 days per week.
PHILADELPHIA BANKRUPTCY ATTORNEY
Since our law firm’s inception in 2006; Sadek and Cooper Law Offices has practiced in all areas of Debt Relief including Consumer Bankruptcy, Mortgage Foreclosure Defense, Mortgage Modifications and Credit Defense. To best meet our client’s needs, our law firm has expanded in areas of practice and geographically from our main office in Philadelphia, Pennsylvania. Our lawyers remain dedicated and committed to serving the legal needs of our clients who may be facing financial distress.
The award-winning debt relief lawyers at Sadek and Cooper Law Offices understand that our clients are in need of debt relief services due to unforeseen financial circumstances beyond their control. Some of the frequent circumstances our clients encounter are loss of income, increase expenses, medical debt, separation or divorce, unforeseen home repairs and escalating interest rates on unsecured debt including credit cards and personal loans. Such circumstances can easily lead to personal finances spiraling out of control and cause payment delinquency on mortgages or rents, automobiles, credit cards, personal loans and other monthly payments.
Filing Bankruptcy In Philadelphia
To best resolve your financial situation, it is imperative that you consult an experienced debt relief lawyer. The attorneys of Sadek and Cooper Law Offices, from our five office locations in the Philadelphia, Pennsylvania area, have assisted thousands of clients resolving their financial distress. We look forward to putting our experience, knowledge and dedication to work for you!
If you are suffering from financial hardship, we welcome you contact our debt relief lawyers and schedule a free consultation to determine the best course of action for your financial situation.
The firm’s goal is to provide clients with personalized attention, accessibility, and support through every stage of their case. Understanding every aspect of the case allows our attorneys to deliver pioneering legal strategies.
Top Rated Philadelphia Bankruptcy Lawyer
Are you searching for Top Rated Philadelphia Bankruptcy Lawyers? You deserve a fresh start. Our office is conveniently located on Walnut Street. We also have locations throughout the greater Pennsylvania area. For more information – please use our office finder below to locate an office closest to you.
If you are searching for Bankruptcy Attorneys near Philadelphia or any of its surrounding areas – you should know that bankruptcy brings relief. Bankruptcy can stop harmful debt collection, negotiate a debt settlement, help you with your foreclosure defense, and much more. Choosing the wrong PA Bankruptcy Lawyers could be a costly mistake.
Philadelphia Bankruptcy Lawyer Brad Sadek of Sadek and Cooper helps people throughout the Philadelphia area with local bankruptcy assistance. Our Philadelphia Office is conveniently located near most mass transit lines and can easily be accessed via car.
Don’t let bankruptcy scare you. Begin your path to financial freedom by contacting Sadek and Cooper today.
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SEE WHAT OUR CLIENTS ARE SAYING
Leon Nicholson
13:21 01 Jul 19
My experience with Sadek and Cooper Law Office was very pleasant, comforting, and professional. I was guided through my bankruptcy procedure and felt relaxed with very little anxiety during the process. All my concernes were answered and my dignity remained intact. I highly recommend Sadek and Cooper Law Office for your bankruptcy needs.
Mike V
12:31 18 Jun 19
Sadek &Cooper were the best. I couldn't imagine this process being any easier anywhere else. Brad and Matt were awesome. They were always there throughout the process. Having a bit of a complicated case their hard work ad dedication helped put a plan in place that was more than fair. I would without question refer anyone here and feel confident.
Nydja Jones
13:24 14 Jun 19
This law firm has been absolutely nothing but helpful and wonderful. My attorney has always been very professional and knowledgeable and has guided me step by step through this bankruptcy process. I was referred by a friend, and would highly recommend that if anyone is hesitant or needs information regarding bankruptcy or need to file bankruptcy than Sadek and Cooper is your answer.
erica payne
19:37 05 Jun 19
Affordable payment plan. All my questions were answered and I received great legal advice sans services. I am very happy with their assistance.
Rafhia Foster
16:18 31 May 19
The staff at Sadek & Cooper has been nothing but efficient and professional in dealing with a seemingly complicated case for me. I have been impressed with their responsiveness and attention to detail. I highly recommend their services!
nicole buonocore
13:16 29 May 19
The moment I walked into their office, I felt confident that my case would be handled professionally and without judgement. I am kept up to date on every aspect of my case. They are friendly, knowledgeable and reliable. Phone calls, questions and emails are responded to quickly and effectively. If you have to file for bankruptcy you will be in good hands with Sadek and Cooper.
William Smith
16:54 23 May 19
When I needed a bankruptcy attorney to help me get through the chapter 7 process. Sadek and Cooper was there for me. Matthew one of the attorneys is very informative, he went over the process and ease my mind to get me through this difficult tine and help get me a new start in my financial life.
Patricia Boyer
14:59 22 May 19
It was a wonderful experience. Had no problems and they were very helpful. Thank you so much.
Michael Force
14:15 15 May 19
Made the entire process super easy and walked me through step by step. They were always available for questions and kept me informed along the way. They took a very stressful situation and made it bearable.
James Valentine
12:57 15 May 19
Everything has been explained to me in a way that I can understand. All correspondence has been relayed in a timely fashion.
Danielle Seaberg
13:33 24 Apr 19
I’d like to take a moment and share my experience with Sadek & Cooper. The attorneys and staff are phenomenal. This was a very challenging time in my life. With each and every encounter, Matt, Brad and Brenda made things simple and truly put my mind at ease. These folks have performed over and above my expectations. I’m sincerely grateful for their assistance. If you’re encountering financial difficulties, I highly recommend contacting Matt and Brad.
Nyzier Maysonet
17:34 10 Apr 19
Very positive experience with this law firm. Always responsive to questions,very reassuring handling difficult matters. And guided us through out entire case. Defiently recommend using Sadek&Cooper.
ardena starks
13:03 03 Apr 19
Working with Sadek & Cooper has been great. They have walked me through the bankruptcy process, explaining every step along the way. Their professionalism and attention has made this process much easier than expected. Highly recommended.
Donna 1031
14:33 27 Mar 19
Sadek and Cooper have done an incredible job! They’ve been timely, and answered all of my questions. They truly care about their clients! Personal attention is their specialty! I’m not just another case, I’m their client! I know that I received the best assessment of my situation and the best legal advice available. They made the process both understandable and doable. I wholeheartedly recommend anyone needing an attorney contact Sadek and Cooper!
Parker Layne
08:00 19 Mar 19
I just can’t explain it. I can’t find the right words to describe how I feel at the moment. Sadek and Cooper stood by me throughout my foreclosure challenge and I am grateful to them. Sadek and Cooper deserve the best award.
teryl singleton
14:53 14 Mar 19
Coming to Sadek and Cooper Law offices have really helped me get my life on track.Anyone looking for a fresh financial start. I highly recommend coming here. Thank you
Tanisha Gardiner
16:09 14 Feb 19
My wife and I had a helpful experience, we did not know much about the process of filing bankruptcy. Our lawyers explained the process and was available when questions came up. We thank them for the financial counseling which helped alot and will be helpful in our future financial management goals. We would recommend them to represent our family or friends. GRATEFUL, Rodney and Tanisha Gardiner
Erica Thelusma
16:03 14 Feb 19
I had a very good experience here through a very nerve racking time. Everyone was so kind and patient and answered all of my questions. I would definitely recommend this firm to anyone. Very personable as well as professional.
La Mu
20:19 06 Feb 19
My experience working with Sadek and Cooper was amazing. Pat Cooper, Matt Lazarus, and the administration team were all terrific to deal with. I was permitted to pay my retainer fee in installments, which was beneficial to me, in terms of getting started.They explained things to me very clearly, were patient with me, answered my many questions, and were reassuring to me whenever I had doubts, worries, or concerns. This definitely alleviated stress that I had regarding my financial situation. I now have a much more positive and hopeful outlook. I very am grateful to the attorneys and staff at Sadek and Cooper. Best Regards, LM
Marie Silvestro
00:43 12 Jan 19
I found Sadek and Cooper on the internet and was drawn to them for 2 reasons. One, free consultation and two, payment arrangements. I set up an appointment with Patrick Cooper regarding my divorce. He was very kind and knowledgeable and told me exactly what to expect. Side note...I consulted with a different law office a few days earlier and when I called the attorney back he didn't remember me after spending over an hour in his office. Patrick said he would never forget my name. I hired him on the spot! Two years later my divorce is final and I have to say Patrick and the entire staff was awesome! He fought for me and made sure I received a settlement that would enable me to live comfortably. He was also very patient when it came to paying. He never pressured me and that was a huge weight off my shoulders. So in conclusion I want to say thank you and would highly recommended Sadek and Cooper.
Malcolm Davis
18:48 11 Jan 19
I highly recommend the law firm. Patrick is an experienced professional and a loving father. Those two qualities stood at the forefront as he diligently worked on our case in the adoption of our son.
Christopher Kelso
16:17 08 Jan 19
I showed up to consult with Brad Sadek completely stressed about my financial situation. He was one of the friendliest people i have ever met. Not only did he walk me through the process of repairing my credit, he answered countless e mails and phone calls reassuring me about what he was doing. Im beyond grateful for him and his team!
Nicole Rosenbach
07:14 18 Dec 18
When it comes to all foreclosure and bankruptcy cases, I will surely recommend the services of Sadek & Cooper. They have been such as great help to me in my trying times and I am sure they will do the same for you. The levels of services they offer are highly affordable.
Jessica Regina Johnson-Petty
15:59 12 Dec 18
Every person within the law office of Sadek and Cooper was warm and informative. While I was unsure of what path to take, Matt Lazarus guided me through the process and educated me of alternative options prior to making a life changing decision, rather than forcing my hand in favor of their services. While I will do everything within my will to never be in this position again, I highly recommend Sadek and Cooper Law Offices, LLC to any person at a financial crossroad!
Juanita Cooper
15:39 07 Dec 18
I ended up going through bankruptcy twice.it can be a very stressful situation but getting help from Sadek & Cooper made it so easy. They were there to answer all my questions. The office staff was diligent about getting back to me with information if they didn’t know the answers at that time. I’m not wishing for it but, if I had to go through this process again,there is no other law firm I would use.
Edward Hubert
14:16 05 Dec 18
I would like to Thank Sadek Law firm for making this difficult process as smooth as possible. Brad especially helped us with another personal matter. Everyone has been extremely professional. I would definitely recommend this law firm.
C Wilson Sr
21:19 27 Nov 18
Going with Brad Sadek was EASILY one of the best decisions I've ever made in my life. From start to finish in my bankruptcy nothing but top tier service. Bankruptcy was a huge step in my life and having the best lawyer was my only concern. Dealing with lawyers in the past and regretting picking the ones that represented me I will admit I was terrified hoping I made the right choice with Mr Sadek. From the initial consultation he put my mind at ease. His office handled EVERY creditor call. I had 1001 questions for Brad along the way and he provided me with 1001 responses in a very quick manner. Was impressed with how on point he was during my meeting. Thank you Mr Sadek. I can breathe again. YOU WILL NOT REGRET GOING WITH SADEK & COOPER.C. W.
Nick Nick
15:00 26 Nov 18
I worked with the attorneys at Sadek and Cooper. They were very knowledgeable and informative. They walked me through the entire process and kept me up to date at all times. I would highly recommend their services.
Edward Williams
15:55 21 Nov 18
Matt and all of the staff at Sadek we’re amazing. They helped me feel comfortable and kept me informed every step of the way. Highly recommend!
david riggins
14:32 31 Oct 18
Matt and his team made a difficult life decision manageable. They were calm, detailed, and lastly RELIABLE. I’m thankful for their help in this matter and look forward to what is to come in my future.Thank you Sadek and Cooper..
Lillian Nathalie
06:42 24 Oct 18
I would highly recommend Sadek and Cooper law Offices. I have dealt with many attorneys over the years, and no one has given the type of service that I received from Brad. Throughout the entire bankruptcy process, he kept me updated with new information as he received it. Great service.
Mel D
03:13 26 Sep 18
My husband and I came in unsure of what to expect. We felt defeated, anxious and worried we might lose everything. Brad listened to our situation and was both understanding and sympathetic. He took us through the process, answered my 10 page questions efficiently and truly made it a painless experience. Thanks to Brad and Matt, we have a new start and bright future. Thank you Sadek and Cooper!! -Mel D.
Mark N
02:50 26 Sep 18
Brad & Matt were outstanding. We came in scared, uncertain of our future. Brad was compassionate and understanding walking us through the process. Matt met us at court professional and supportive with a plan that has helped us tremendously. We can breathe again and have a fresh start. I highly recommend their services. Thank you! -Mark N.
Joannie Moronta
14:51 07 Sep 18
I love sadek and cooper. They were with me throughout my entire process. I was really scared at first, but they made me feel super comfortable and secured. I would highly recommended them to anyone interested in hiring a group of excellent lawyers.
Kris Collins
16:55 28 Aug 18
I hired Patrick Cooper to represent me to gain custody of my nephew. After the first meeting I knew Pat was the right attorney for this matter. Pat, Yoninah and staff were always helpful in explaining the process and answering any questions or concerns I had. I would recommend Pat and Sadek and Cooper for any and all family court matters.
Steven S Russ
16:54 23 Aug 18
Sadek and Cooper law firm is the one of the best law firms I’ve ever dealt with in my adult life. They staff is wonderful and kind! They have great customer service and they assists you with your every need. I’ve looked for a lot of lawyers when it came to bankruptcy, but none of them fit the bill. I didn’t second guess Sadek and Cooper at all. My gut feeling told me that they were the fit and the law firm to help me. And I’ve never looked back since.
jammee burhannon
12:39 08 Aug 18
Sadek and Cooper was fast efficient and made me feel at ease when I felt discouraged about the wrong Choice’s I’ve made not knowing the facts about credit and how to use it the right way. I just Loved the credit Counseling courses that explains the do’s and don’t the want and needs and the ups and downs of credit which has now gave me more knowledge to understand how to use credit ?? Thank you so much for helping me out of this Deep Hole and putting me on the road to Credit recovery ??
Krystal Stewart
14:22 18 Jul 18
Matt Lazarus and the rest of the firm were absolutely wonderful. They held my hand through the whole process of my bankruptcy and made sure I knew what was happening every step of the way. They worked with my schedule and location to make every step as easy and smooth as possible. If every I need any legal advice in the future, I know exactly who I'm going to!
Matthew Justice
07:11 16 Jul 18
Brad Sadek has no equal when it comes to Foreclosure defense and bankruptcy. He is knowledgeable about the whole thing. It actually gave me confidence during the case.
Landlord Guy
16:25 06 Jul 18
Well... About a year ago I was faced with an unpleasant (but necessary) decision. I contacted Sadek and Cooper to make an appointment and ended up speaking with Brad. I brought all of the required/requested information and we did some calculations together (I like numbers) to see what my options were. The process was relaxed and transparent, and his advice was neutral and objective (in my opinion). I ended up filing for CH13, which allowed me to keep my property. I worked with Matt for the remainder of the process. He was communicative, helpful, and very patient with someone like me who asks A LOT of questions. If you're going to go for CH7 or CH13 I'd suggest at least talking to Sadek & Cooper to get an idea of what your options are. And if you decide to go through it with them I can't imagine you'll be disappointed (as lond as YOU do what's required on time, etc. of course). We're talking about court here, so it's best to be early and over-prepared for everything. I hope I never have to use their services again (for obvious reasons lol), but I'm certainly very happy that I DID when I needed to. They helped me tremendously and it has been SMOOTH SAILING since my CH13 plan was approved. I wish them all the best and look forward to the end of my CH13 and it being cleared from my record eventually. If you're considering CH7 or 13 DO your RESEARCH. Don't be "afraid", educate yourself, be an INFORMED consumer. And go talk to Sadek & Cooper for some SOUND advice and a good analysis of your options! SOONER rather than LATER. Don't wait until the last minute.
Joseph Olson
17:12 22 Jun 18
We are extremely pleased with this firm. They have provided amazing detail, information and support during this difficult time in our life. We are truly grateful for all of their hard work and would highly recommend them to anyone!
Jamie Daniels
13:20 20 Jun 18
I am more than happy with the service and expertise I received when I filed my recent chapter 13 case. They made everything very easy and comfortable under very stressful circumstances. I would highly recommend Sadek and Cooper.
Nagena Pierre-Louis
13:19 13 Jun 18
I was less than a week away of losing my home. Sadek And Cooper helped me to save my only home. If they helped me they will be able to help you. Their help is just a phone call away. Please just call them!
Alicia Green
14:16 22 May 18
My experience with Sadek and Cooper was awesome. They were extremely helpful with answering all my questions and made me feel comfortable and less anxious about filing for bankruptcy. The process was smooth and quick and had no issues at all!Alicia
Selena Pinkney
13:52 22 May 18
I used Sadek Law Firm and had the best experience. All of the staff were very helpful and knowledgeable. They made a very scary process easy and painless. I would and have recommended their services.
Ethan Hew
13:44 16 May 18
Sadek & Cooper has to be the best firm for our bankruptcy needs. They walked my wife and I through the entire process and were always there to answer our questions. Hands down the best firm I’ve ever worked with.
Chris Jamison
19:52 04 May 18
Matt Lazarus from the start was very helpful with making me filing for bankruptcy as easy as possible. It is one of the hardest things to go thru in life. But you have to look at it as a new start. Thank you again to everyone at Sadek & Cooper for all your help.
Thomas Wright
15:09 24 Apr 18
Sadek and Cooper Law did a great job on my bankruptcy case. I really appreciate their assistant. Thank you
Kelly McKenna
11:57 19 Apr 18
This form - specifically Yoninah Orenstein and Patrick Cooper are PHENOMENAL. They were great to work with, very fair with legal fees, and successful in getting an excellent settlement for my divorce (short term marriage
Dessiana Cruz
13:11 04 Apr 18
I was nervous about bankruptcy, but from the moment I stepped in your office I felt at ease. This process was so easy with your help, that yesterday I was talking to my coworkers about it and recommending your firm to them. You make something that’s scary seem easy and I thank you so much for helping me!
Valerie Nesbitt
14:51 03 Apr 18
Sadek and Cooper have been excellent. Everyone has been extremely helpful and patient. The lawyers I have worked with, Matt and Brad, are extremely knowledgeable. I felt very comfortable with them handling my case.
Marlena Lucas
16:08 02 Apr 18
Very simple. Any time I had questions, they were answered quickly. The lawyers are just great. Just a fast painless process.
James Smith Sr
13:19 14 Mar 18
Everything has been great. Really awesome job with my case... You and your staff have done a perfect job in my opinion.
Michkel Davis
17:02 09 Mar 18
Mr. Sadek was the best and most thorough lawyer I’ve ever met. He’s very human and caring about our case. His whole staff is great too. Highly recommend...
Tamika Richardson
14:56 01 Mar 18
My bankruptcy went very smoothly with your firm. No issues. You are all very nice. That’s why I recommend my sister to your firm and your now helping her too! Thanks again.
Geraldine Ross
14:14 28 Feb 18
This is an Excellent firm to work with; my questions were answered in a timely manner and I felt very supportive in handling my bankruptcy. I would highly recommend this firm to others who have found themselves in a position like mine.
Lavern Baker
17:03 23 Feb 18
You are all super lawyers. Brad and Matt made me feel comfortable. Every one in your office so nice and just made it easy. You’re the best!
peter b
19:42 21 Feb 18
Thank you, Sadek and Cooper Law offices for your dedication on my behalf. I appreciate Matthew and Patrick and your staff and all that everyone did to support me in this legal matter. You took an embarrassing, sad experience, for me, and turned it into a successful solution without all the emotional pain expected. After dealing with a loan modification company for over eighteen months without going to an attorney first that is the biggest mistake anyone can make. The Modification Companies set out to sell you lies, broken promises and dilute the homeowner's assets with no knowledge of any kind of law. I can't stress enough stay away from Modification companies, as a Military Veteran and family man, protect you or your family best interest. Go directly to Sadek and Copper you will not regret it! This firm moves with Super speed and diligence protecting you and your family's the entire process, even after watching some of these other attorneys in the courtroom appearing to mishandled their clients’ cases before the Trustee. You made it easy and I’m finally getting my financial life back on track! Thank you for your prompt replies to me, your clear information and preparation needed when at the courthouse. I would of course recommend you to others and I am glad you were the one who had my case. Kind genuine law firm who treats you like family. God bless you all and I pray for your continued success in your field of expertise. This firm is Super Lawyers for a reason. They are the best at what they do! Pete
Doug Tinlin
06:55 15 Feb 18
Brad Sadek gave me hope when he decided to handle my mortgage for enclosure defense. I had exactly 10 days left of the 30 days ultimatum given me, but he was able to bargain for an extra 30 days for me to pay up. That duration turned out just right.
Jacinth Jacinth
16:07 31 Jan 18
Excellent service. Brad and Matt were outstanding and friendly. They helped me through this. I’ve never met attorneys like these. Thank you!
julie njoku
12:29 24 Jan 18
Brad Sadek is excellent!. He understands and he's fair. You feel like you have someone fighting for you. The staff is friendly, professional, and courteous. These guys are the best at what they do !
Owen Black
20:14 09 Jan 18
Thanks for the great service! I would recommend this firm highly. Throughout the years I have been helped by this firm greatly and very much appreciated.
Steven Rychalsky
15:30 09 Jan 18
Sadek and Cooper law office was a wonderful experience to work with. Bankruptcy is a difficult experience but they helped with the stress so much and made it easy. I would recommend Sadek and copper too anyone.
Chris Kourelias
19:09 28 Dec 17
Working with both Brad & Matthew was a pleasure. Both gentlemen are extremely knowledgeable and helpful in providing me the right assistance needed to make the correct decision to benefit me in the long run. I would recommend both candidates to anyone looking for assistance with a reputable law firm.
Jennyfer Santana
21:17 21 Dec 17
Highly Recommended. Matt & Brad assisted with my case. I felt comfortable throughout the entire process. Matt was very understanding, patient, and ensured he answered all my questions! Both great guys and very friendly! It was a pleasure working with Matt and Brad.
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RECENTLY ON OUR PHILADELPHIA BANKRUPTCY BLOG
Get the latest information on bankruptcy and other associated topics.
What Happens to My House During Bankruptcy?
By Brad Sadek, Esquire |
If worries about your house are keeping you from filing for bankruptcy, you are not alone. Lots of people are afraid that bankruptcy automatically means losing the house. In truth, much depends on your bankruptcy strategy. And developing the right one will mean asking a series of important questions. Are you current on your payments,…
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Is Using a Bankruptcy Petition Preparer a Good Idea?
By Brad Sadek, Esquire |
When you’re in a state of financial distress it’s natural to become overwhelmed with the idea of spending any money at all. So it’s no big surprise that some people turn to “petition preparation services” to try to file their bankruptcy. But these services can be as bad, if not worse, than trying to go…
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Will Bankruptcy Stop Me From Getting a Small Business Loan?
By Brad Sadek, Esquire |
If you’ve got an eye on an entrepreneurial venture, the thought of filing for bankruptcy might be especially scary. Will bankruptcy kill your dreams of business ownership for good? The short answer: “Probably not.” The long answer takes a little more explanation. Your personal credit score will improve. Sure, the narrative the credit card companies…
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What Are the Steps of a Chapter 7 Bankruptcy?
By Brad Sadek, Esquire |
It is always hard to take a step when you don’t know what’s going to happen. That’s why we wanted to take the time to walk you through the steps of a Chapter 7 bankruptcy. This can also help you get prepared for the bankruptcy process so that you reap the maximum amount of benefit…
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Can I Recover Garnished Wages in My New Jersey Bankruptcy?
By Brad Sadek, Esquire |
In the state of New Jersey creditors can garnish up to 25% of your wages if they are successful in winning a lawsuit against you. That first much smaller paycheck often serves as a wake-up call to people who had been contemplating bankruptcy but who had, for one reason or another, hesitated before moving forward.…
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Why People File for Bankruptcy
By Brad Sadek, Esquire |
While many people would like to dispute it, numbers don’t lie. The American Journal of Public Health recently ran a study which discovered medical debt accounts for 66.5% of all bankruptcies. See also: Tips for Tackling Medical Debt. Student loans account for 32%. That means only 2% of bankruptcies are caused by credit card debt.…
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