Bucks County Bankruptcy Lawyer

Levittown, PA Office

Trevose, PA Office

When you hire our firm to file bankruptcy, stop a foreclosure, or help relieve your debt, you hire a team of legal advocates who care, who will keep you informed, and who will fight for you every step of the way. Your phone calls are promptly returned by our lawyers and professional staff. We’re available 24/7 to talk about debt relief strategies for your current situation. Whether you are filing for bankruptcy or trying to stop a foreclosure, we provide new clients a free consultation with a licensed attorney, and have flexible and affordable payment plans for any client who may need assistance. Call our experienced lawyers in Bucks County for exemplary debt relief legal services and get the financial relief you deserve.

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Bankruptcy Law

Bucks County Chapter 13

Chapter 13 bankruptcy is a legal process in Bucks County that allows people to repay their debts over time while having the opportunity to keep valuable assets, like a home. Call our bankruptcy attorneys to receive a free consultation and review of your financial situation and determine a debt reorganization strategy that’s right for you.

Bucks County Chapter 7

A Chapter 7 Bankruptcy is an immediate discharge or wiping out of unsecured debts. Debts that can be included in a Chapter 7 Bankruptcy are credit card debts, medical bills, personal unsecured loans, timeshares, certain tax debts, and more. Call our attorneys in Bucks County and receive free consultations and reviews of your financial situation to determine a strategy that’s right for you.

Bucks County Bankruptcy Alternatives

There are alternatives to filing bankruptcy in Bucks County that can lower your debt and stress for certain situations. Services like foreclosure defense, IRS defense, and other debt-relief services can be an effective strategy to get your debt under control. Call our attorneys in Bucks County and receive free consultations and reviews of your financial situation to determine a strategy that’s right for you.

Foreclosure Defense

Bucks County Mortgage Modification

Oftentimes a hardship such as unemployment, reduction in income, divorce or separation, or unanticipated expenses lead to a late or unpaid mortgage payments. When such a hardship occurs a mortgage modification may be a viable option, especially if other debts (credit cards, vehicle payments, etc.) are substantially current or non-existent.

Bucks County Pre-Foreclosure Forbearance Plan

Prior to a mortgage foreclosure in Bucks County taking place, the mortgagee may be open to postponing a sale based on the reinstatement amount being repaid over a short period of time.

Bucks County Short Sale

A short sale of property is a tool used in Bucks County to stay an imminent mortgage foreclosure. A short sale is where the mortgagor sells the subject property “short” of the mortgage amount.

Debt Relief

Bucks County Debt Settlement

An alternative to declaring bankruptcy, our lawyers in Bucks County can negotiate with a creditor to settle a debt for less than what is owed.

Bucks County Debt Consolidation

Similar to a debt settlement, consolidating your debt involves making a single payment to all your creditors for a reduced amount to what is owed. Our lawyers in Bucks County work with your creditors to negotiate these payments.

IRS Defense

Bucks County Offer in Compromise

An offer in compromise (OIC) is an agreement between a taxpayer in Bucks County and the Internal Revenue Service (IRS) that settles the taxpayer’s tax liabilities for less than the full amount owed.

Bucks County IRS Installment Agreements

For those in Bucks County who cannot resolve their tax debt through an offer in compromise, an installment agreement can allow a taxpayer to devise a reasonable payment plan option.

You can expect the following services when working with our Bucks County bankruptcy lawyers:

The Bucks County, Pennsylvania Bankruptcy law firm of Sadek & Cooper Law Offices represents the legal needs of our clients and their businesses in the Bucks County, Pennsylvania area. Whether you reside in Trevose, Yardley, Doylestown, Bristol, Morrisville, or in a different town in Bucks County or the surrounding areas, we can help with your bankruptcy concerns. Our firm provides bankruptcy services to individuals and businesses including:

  • Chapter 7 Bankruptcy for individuals and companies in Bucks County.
  • Chapter 13 Bankruptcy for individuals.
  • Bankruptcy alternatives
  • Mortgage home foreclosure defense
  • Tax foreclosure defense

Hiring a Bankruptcy Lawyer vs. Going Pro Se

When you’re in the middle of financial distress it’s natural to want to tighten your fist. Fears of having to pay a lawyer exorbitant fees might drive you to try to represent yourself in bankruptcy court. This is a major mistake. Here’s why. Likelihood of a Successful Case Did you know when you represent yourself pro se the judge will hold you to the exact same standards as any lawyer? This means you’re expected to know exactly what we’d know as if you’d gone to law school for three years. You’re expected to know as much as someone who has taken and passed the bar. And really, you’re expected to know as much as someone who has practiced law for several years. Judges get impatient with rookie lawyers who don’t know what they’re doing too. Only 69% of pro se Chapter 7 bankruptcy cases get discharged; 95% of those represented by attorneys do. Only 0.4% of pro se filers manage to get their Chapter 13 case discharged. If Chapter 13 is the right way to go it’s almost impossible to handle the case without an attorney. See also: Steps to Take if Your Bankruptcy Case is Dismissed Amount of Money Saved Hiring a bankruptcy attorney and paying filing fees costs less than $2000 on average for a Chapter 7 filer and anywhere from $3400 to $3900 on average for a Chapter 13 filer. Meanwhile, the average household carries $137,063 in debt. If your debt is around the average and you can’t get that debt discharged you will continue to owe $137,063. If, with an attorney’s help, the debt is fully discharged you will owe $2000 or less. Of course, if you file Chapter 13 you’ll still be paying down a portion of your debts. But let’s say you pay 75% of your debt before receiving your discharge. At that point you’ve paid $102,797 plus, as a worst case scenario, $3900 in legal and filing fees. You’ve still saved 23% of what you owe. Thus, you save way more than you lose by hiring a bankruptcy attorney. See also: How Much Does a Bankruptcy Cost? Gaining Access to Additional Solutions What if bankruptcy isn’t even your best solution? For example, what if you’re facing foreclosure and just need a solid foreclosure defense that doesn’t involve bankruptcy at all? There are even agencies that can help. Wouldn’t it be nice to know that before committing to the bankruptcy process? When bankruptcy is the right solution it can be an incredible tool. But it has to be the right solution first. As your bankruptcy attorneys we will help you look at all your options to make sure you’re choosing the right one. Of course, bankruptcy itself can be a smart foreclosure defense, and there’s plenty you can do to improve your situation while you’re in bankruptcy. But you need guidance to take advantage of them. See also: Modifying Your Home Loan While in Bankruptcy. Staying Out of Prison Bankruptcy fraud is a crime, and unfortunately it’s all-too-easy to get accused of it if you don’t know what you’re doing. The law doesn’t care you were making mistakes in good faith. If you do something which can leave you open to criminal charges, you can go to jail. And if you don’t have a good lawyer by your side, you certainly won’t be able to mount a defense which might encourage the judge to go easy on you. Remember, bankruptcy fraud is a federal crime. Is saving a couple of thousand dollars really worth the risk? See also: 7 Things You Should Avoid Before Filing a Bankruptcy in Pennsylvania. Ready for Your Free Consultation? At Sadek and Cooper we work hard to keep bankruptcy legal fees affordable. We offer a free consultation, and we offer payment plans.

Bankruptcy Lawyer in Bucks County, Pennsylvania

Our firm can also assist with handling tax debts including negotiating with the IRS, real estate law concerns, and business law fears.

The attorneys of Sadek & Cooper serve the residents and businesses of Bucks County during their most difficult financial times.  From our Levittown, Pennsylvania law office, we concentrate on providing debt resolution and related legal services for our clients. Our office provides a free initial consultation with a lawyer to all potential clients looking for information and options regarding debt reduction or elimination. From our primary law office in Center City, Philadelphia, and our multiple branch offices, our law firm has helped 1,000s of Pennsylvanians resolve their debt issues and obtain their financial freedom. We look forward to putting our experience to work for you.

To schedule an initial consultation with one of our Bucks County Bankruptcy attorneys, you may contact our office at (215)-545-1055. Phone calls are answered 24 hours a day, 7 days a week.

Bankruptcies in Bucks County

The attorneys of Sadek & Cooper are proud to state that we have more than 4,000 satisfied clients whom we have assisted with bankruptcy or provided other legal solutions. At Sadek & Cooper we with special attention paid to client service. Regardless of the hour you call, a representative for the office is available to answer at any time of the day – 24/7. Furthermore, when you work with us, we will handle all creditor calls, negotiate with your creditors, and take all requested steps to address your debt or other legal concerns. To name a few of the services our attorney can provide, our bankruptcy lawyers have protected clients’ homes from mortgage and tax foreclosure and eliminated credit card debts and medical bills.

At Sadek & Cooper we believe that all individuals should have access to trusted representation. As recognized “Super Lawyers,” you can expect high-quality and strategic representation. To increase access to dependable legal representation, we offer free consultations, flat-fee engagements, and we can also arrange a payment plan.

Bucks County Bankruptcy Attorneys

At Sadek & Cooper Law Offices we understand the stress your situation may cause. No person enjoys being hounded and badgered multiple times a day by bill collectors regarding unpaid debts and other unsatisfied obligations. We understand the anxiety and stress that often accompany these calls, and therefore our bankruptcy lawyers and staff always strive to return calls promptly. At Sadek & Cooper our staff cares about you and your concerns and will take all reasonable steps to minimize the time it takes to return calls and e-mails.

If you are considering filing Chapter 7 or Chapter 13 bankruptcy in Pennsylvania, it is essential to consult with an attorney who can explain how the U.S. Bankruptcy Code will apply to your situation. He or she can explain what form of bankruptcy, if any, is most likely to achieve a favorable result for you. To schedule an initial consultation with one of our Bucks County attorneys, you may contact our office at (215)-545-1055. Phone calls are answered 24 hours a day, 7 days a week.

Recently on our Bucks County Bankruptcy Blog

file that says myth

Bankruptcy myths

Many believe that when filing for bankruptcy, not only does it ruin your financial future, but it also should be seen as a personal failure. This is simply not the case.

Read More »

Bucks County, Pennsylvania Branch Office

Due to the demands of our growing client base, we are pleased to announce that our law firm will be expanding geographically to include a branch office location in Levittown, Pennsylvania. The Levittown office will be our fifth location. Levittown, Pennsylvania is centrally located in Bucks County, Pennsylvania and our new office located at 1609 Woodbourne Road is within minutes from

Read More »

Work with Our Dedicated and Experienced Bankruptcy Lawyers

The bankruptcy lawyers of Sadek & Cooper are dedicated to providing bankruptcy and non-bankruptcy solutions for people looking to handle their debt problems. We are proud to help hard-working people in Pennsylvania and New Jersey get out of debt and on the path to a fresh financial start. To schedule a free and confidential consultation, call us at (215)-545-1055 or contact us online.

The Sadek & Cooper Difference

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Find Sadek & Cooper Near You

Center City Philadelphia, PA

Philadelphia Building
1315 Walnut Street, Suite 502
Philadelphia, Pennsylvania 19107-4707
(215) 545-0008
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Northeast Philadelphia, PA

2375 Woodward Street, Suite 105
Philadelphia, Pennsylvania 19115-5119
(215) 545-0009
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Delaware County, PA

Victoria Mills Business Center
1489 Baltimore Pike #218
Springfield, Pennsylvania 19064-3968
(610) 432-3111
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Montgomery County, PA

630 Freedom Business Center Drive, Suite 36
King of Prussia, Pennsylvania 19406-1331
(610) 951-4655
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Bucks County, PA (Levittown)

1609 Woodbourne Road, Suite 203B
Levittown, Pennsylvania 19057-1538
(215) 545-1055
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Bucks County, PA (Trevose)

5 Neshaminy Interplex, Suite 205
Trevose, Pennsylvania 19053-6932
(215) 468-3328
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Mount Laurel, NJ

3000 Atrium Way, #218
Mount Laurel, New Jersey 08054-3924
(856) 343-4068
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Moorestown, NJ

302 North Washington Avenue, Suite 101 West
Moorestown, New Jersey 08057-2448
(856) 343-4068
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Cherry Hill, NJ

One Mall Drive, Suite 415
Cherry Hill, New Jersey 08002-2101
(856) 890-9003
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Our Reviews

  • 5 star review  Brad Sadek was honest and straightforward regarding our case. He discussed our options and helped us navigate a very complicated case. Would highly recommend his services.

    thumb Ryan BeVier

    5 star review  Amazing law firm. Matthew did excellent job resolving my case.

    thumb Yakup Erden

    5 star review  Sadek and Cooper really went the extra mile for me and my bankruptcy case. Even after my case was approved in court, Sadek, months later, helped me track down some of my accounts that hadn't yet annulled my debt. They were always professional and quick to respond. And, again, they really went the extra mile in helping me. I couldn't recommend them more highly.

    thumb Corey Reidy
  • 5 star review  In a word: Outstanding. Sadek and Cooper Law Offices do not disappear once you've paid. They are available to answer questions from start to finish. Filing for bankruptcy is a long, complex, difficult process. I feel Sadek and Cooper do all they can to help people get through it. I was helped by a whole team of professionals with my case. They really shined bright with their valuable experience; they thought of things that I would never have thought about in a million years. I'm sure so many people will be forced to file this year and next year due to COVID etc. At least, with Sadek and Cooper, you can have a good law team to help you get through these hard times. Their fees are very low but who cares, because their services are priceless.

    thumb Crew Ajarn

    5 star review  Very friendly and professional. Provided great advice and wasn't pushy. I am very happy I listened to all these prior wonderful reviews.

    thumb Maria Shah

    5 star review  Brad was a tremendous assistance in the time of need. If you are in need of a lawyer in the Philadelphia area look no further!

    thumb Aldo Erickson
  • 5 star review  Mr. Sadek gave sound and coherent counsel; the entire office was very responsive and professional.

    thumb Jennifer Navva Milliken

    5 star review  Fantastic services received by Brad and his staff. Would highly recommend this firm to anyone!

    thumb Sheridan Apple

    5 star review  Excellent law firm. Brad was very easy to work with, his staff was outstanding. I highly recommend Sadek and Cooper.

    thumb Adolph Dunn
  • 5 star review  Very pleased with the representation I received from Sadek and Cooper. I would rank them among the best attorneys I have had the pleasure of working with.

    thumb Shane Perkins

    5 star review  Very happy I chose Brad Sadek to assist me in my Debt Relief. He was super helpful through out the process, his knowledge is where you would expect and beyond. Very friendly and all the employees at the firm treat you like family.

    thumb Karl Valentine

    5 star review  I'm very happy with Saked and Cooper. While mine was a small case, Brad helped me negotiate and settle a lingering debt dispute at a very fair price and in a timely fashion. I couldn't have gotten a better result from anyone and am more than impressed with the service I received.

    thumb Daniel Mellbye

This website is for informational purposes only and is general in nature. This website does not create an attorney client relationship under attorney rules of ethics. An attorney client relationship is created with Sadek and Cooper Law Offices only after a meeting and the signing of an attorney client engagement agreement. We encourage you to seek legal counsel regarding your particular situation.

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