Hiring a Bankruptcy Lawyer in Pennsylvania

Hiring a Bankruptcy Lawyer in Pennsylvania

Bankruptcy offers many financial benefits, including debt relief, foreclosure prevention, and protection from debt collectors. However, in order to receive these benefits, you need to ensure that your case is filed and completed properly. This requires strict adherence to numerous rules and regulations, most of which are contained in federal law under the U.S. Bankruptcy Code.

The Philadelphia bankruptcy attorneys of Sadek and Cooper Law Offices, LLC can help you navigate these laws successfully, so that you complete your case efficiently while reaping the maximum benefit from the bankruptcy process. Continue reading to learn more about hiring a bankruptcy attorney in Pennsylvania, and how a bankruptcy lawyer from Sadek and Cooper Law Offices, LLC can help with your case. When you’re ready to talk more about bankruptcy in a free legal consultation, call our law offices at (215) 545-0008.

philadelphia bankruptcy lawyer

Do You Need a Bankruptcy Attorney?

Most Pennsylvanians who declare bankruptcy file for either:

  • Chapter 7 Bankruptcy (Liquidation, Ordinary Bankruptcy, Straight Bankruptcy)
  • Chapter 13 Bankruptcy (Reorganization, Wage Earner’s Plan)

Chapter 13 is more complicated and time-consuming than Chapter 7, increasing the importance of skilled representation. However, regardless of which chapter bankruptcy you ultimately file, it is in your best interests to hire a bankruptcy lawyer before you begin the process. But why is legal representation so crucial, and how can a bankruptcy attorney help?

To answer the first question, legal representation is important due to the technical complexity of bankruptcy regulations. It was somewhat easier for debtors to represent themselves in the past, but in 2005, Congress passed the Bankruptcy Abuse Prevention and Consumer Protection Act (BAPCPA), which made former bankruptcy laws more comprehensive and rigorous.

While BAPCPA has helped achieve its purpose of reducing bankruptcy fraud and abuse, it has also made bankruptcy procedures considerably more challenging for consumers to understand and navigate. By interpreting bankruptcy laws for you, and explaining the meanings behind unfamiliar legal terminology, your attorney can help you follow the rules to complete your case successfully, while simultaneously ensuring that your rights are protected.

Other than educating you about your rights and responsibilities as a debtor in Pennsylvania, there are also many other ways our bankruptcy lawyers can assist with your case. At Sadek and Cooper Law Offices, LLC, our attorneys provide a range of legal services to make the Pennsylvania bankruptcy process easier and more effective, such as:

  • Helping you decide whether you should file Chapter 7 bankruptcy or Chapter 13 bankruptcy.
  • Negotiating with creditors on your behalf.
  • Preparing you for meetings and court hearings, such as your interview with the bankruptcy trustee during the meeting of creditors (“341 hearing”).
  • Filing motions and other legal documents for you.
  • Intervening if you are being harassed by creditors or debt collectors.
  • Calculating whether the Pennsylvania bankruptcy exemptions or federal bankruptcy exemptions would protect more of your property.
  • Advocating on your behalf if your creditors try to lift the automatic stay, object to your bankruptcy discharge, or create other obstacles to the successful resolution of your case.

bankruptcy attorney philly

How to Hire a Lawyer for Bankruptcy in PA

Finding and choosing a Philadelphia bankruptcy lawyer can seem like an overwhelming task, especially when you feel distracted by stress and anxiety about your financial circumstances. At Sadek and Cooper Law Offices, LLC, we understand how difficult the process of hiring a bankruptcy attorney can feel, and do everything in our power to make it as simple and stress-free as possible, from serving a convenient range of locations to offering free initial consultations.

Hiring a bankruptcy lawyer from Sadek and Cooper is easy. Simply contact our law offices to arrange a free consultation, and we can discuss your questions about bankruptcy in detail. We will be honest, clear, and straightforward concerning your financial options, including, where applicable, alternatives to bankruptcy like pre-foreclosure forbearance plans, mortgage modification, or debt consolidation.

If we determine that our bankruptcy law firm can be of assistance to you, we will work tirelessly to bring your case to a resolution as swiftly as possible. At the same time, we will scrutinize every aspect of your case to look for opportunities and advantages that could benefit you. Our goal is to make bankruptcy work strategically for you, so that you can get back on your feet and start enjoying restored financial stability.

Our law offices are conveniently located to serve residents of Philadelphia and Southeastern Pennsylvania. Our locations include:

  • Bucks County (Levittown)
  • Center City Philadelphia
  • Delaware County (Springfield)
  • Northeast Philadelphia

bankruptcy law firm philadelphia

Philadelphia Bankruptcy Lawyers Can Help You File Chapter 7 or 13

At Sadek and Cooper Law Offices, LLC, our trusted bankruptcy attorneys have years of experience filing thousands of cases on behalf of Pennsylvanians from all walks of life, including married couples, single individuals, business owners, retirees, military servicemembers, and others. We provide bankruptcy legal services for dozens of communities across the Delaware Valley, including but not limited to Ardmore, Bristol, Center City Philadelphia, Chester, Croydon, Drexel Hill, King of Prussia, Levittown, Norristown, North Philadelphia, Pottstown, South Philadelphia, West Philadelphia, and beyond.

Whether you operate a small business that is struggling financially, want to explore your options for stopping foreclosure, have questions about filing with your husband or wife, or need guidance concerning other areas of bankruptcy law, call Sadek and Cooper for a free legal consultation at (215) 545-0008 today. We will keep your information confidential.





Lavern Baker
Lavern Baker
17:03 23 Feb 18
You are all super lawyers. Brad and Matt made me feel comfortable. Every one in your office so nice and just made it easy. You’re the best!
peter b
peter b
19:42 21 Feb 18
Thank you, Sadek and Cooper Law offices for your dedication on my behalf. I appreciate Matthew and Patrick and your staff and all that everyone did to support me in this legal matter. You took an embarrassing, sad experience, for me, and turned it into a successful solution without all the emotional pain expected. After dealing with a loan modification company for over eighteen months without going to an attorney first that is the biggest mistake anyone can make. The Modification Companies set out to sell you lies, broken promises and dilute the homeowner's assets with no knowledge of any kind of law. I can't stress enough stay away from Modification companies, as a Military Veteran and family man, protect you or your family best interest. Go directly to Sadek and Copper you will not regret it! This firm moves with Super speed and diligence protecting you and your family's the entire process, even after watching some of these other attorneys in the courtroom appearing to mishandled their clients’ cases before the Trustee. You made it easy and I’m finally getting my financial life back on track! Thank you for your prompt replies to me, your clear information and preparation needed when at the courthouse. I would of course recommend you to others and I am glad you were the one who had my case. Kind genuine law firm who treats you like family. God bless you all and I pray for your continued success in your field of expertise. This firm is Super Lawyers for a reason. They are the best at what they do! Pete
Doug Tinlin
Doug Tinlin
06:55 15 Feb 18
Brad Sadek gave me hope when he decided to handle my mortgage for enclosure defense. I had exactly 10 days left of the 30 days ultimatum given me, but he was able to bargain for an extra 30 days for me to pay up. That duration turned out just right.
Jacinth Jacinth
Jacinth Jacinth
16:07 31 Jan 18
Excellent service. Brad and Matt were outstanding and friendly. They helped me through this. I’ve never met attorneys like these. Thank you!
julie njoku
julie njoku
12:29 24 Jan 18
Brad Sadek is excellent!. He understands and he's fair. You feel like you have someone fighting for you. The staff is friendly, professional, and courteous. These guys are the best at what they do !
Owen Black
Owen Black
20:14 09 Jan 18
Thanks for the great service! I would recommend this firm highly. Throughout the years I have been helped by this firm greatly and very much appreciated.
Steven Rychalsky
Steven Rychalsky
15:30 09 Jan 18
Sadek and Cooper law office was a wonderful experience to work with. Bankruptcy is a difficult experience but they helped with the stress so much and made it easy. I would recommend Sadek and copper too anyone.
Chris Kourelias
Chris Kourelias
19:09 28 Dec 17
Working with both Brad & Matthew was a pleasure. Both gentlemen are extremely knowledgeable and helpful in providing me the right assistance needed to make the correct decision to benefit me in the long run. I would recommend both candidates to anyone looking for assistance with a reputable law firm.
Jennyfer Santana
Jennyfer Santana
21:17 21 Dec 17
Highly Recommended. Matt & Brad assisted with my case. I felt comfortable throughout the entire process. Matt was very understanding, patient, and ensured he answered all my questions! Both great guys and very friendly! It was a pleasure working with Matt and Brad.
See All Reviews Write a review
Call Us Now