Chesterbrook, PA Law Office

If you’re already fighting a hard financial battle you may be tempted to try to save your home or to file bankruptcy yourself, using internet forms and other resources. Please rethink that stance. Without the right legal representation, you could lose everything.

Let’s take a foreclosure, for example. Many homeowners first try to save their home with a loan modification. But banks are notorious about dragging their feet, “losing” paperwork, and, in general, making the process just as hard as possible. They do the same on approving short sales, another strategy for preserving one’s credit if no one’s ability to live in the family home.

Many homeowners just need time. Time an attorney can offer. Others need competent legal advice to help them exercise their rights or other strategies which may be available to them. Legal representation puts weapons in your arsenal you might not have had before.

Then there’s bankruptcy. While it may seem a straightforward process at first glance, there are many pitfalls. For example, the courts may define “assets” in a way that’s counter-intuitive to you, which means you could end up leaving assets out of your declarations.

This could lead to your case getting thrown out, or even criminal fraud charges. And if creditors show up to challenge your right to declare for bankruptcy you’ll be in hot water. Pro se filers are held to the same standard as full attorneys. It’s very easy to get into trouble.

Fortunately, we make it easy and affordable to get the help you need.