Hamilton Township, NJ Bankruptcy and Foreclosure Lawyers
Top Bankruptcy Attorneys and Home Foreclosure Defense Attorneys.
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EVALUATION
At Sadek Bankruptcy Law Offices, we realize that every situation is different. Our debt relief lawyers will take the time to learn about your situation and your goals. Our objective is to explain your legal options and offer the best debt relief strategy for you in the most compassionate and friendly manner possible. Call 24/7 to schedule your meeting with a lawyer.
AVAILABLE
Our office understands the financial stress our clients endure. Therefore, in addition to reasonable legal fees, we offer a payment plan to all of our valued clients to make quality legal services most affordable.
AND NJ
In addition to our primary law office in Center City, Philadelphia, we also have law offices throughout the Greater Philadelphia, Pennsylvania Area and in New Jersey. Our branch offices have contributed to making us the #1 Bankruptcy Filer and debt relief firm in the Greater Philadelphia area. Our goal is to have a convenient location within 20 minutes of where our clients work or reside.
Bankruptcy and Foreclosure Lawyers in Hamilton, NJ
Sadek Bankruptcy Law Offices has over 50 years of experience in helping residents throughout New Jersey with their debt relief needs. Our office specializes in Chapter 7 and Chapter 13 Bankruptcy, Foreclosure Defense and Debt Consolidation and Negotiation.
With an office in Egg Harbor Township, Sadek Bankruptcy Law Offices provides a much-needed resource to residents of this rapidly growing community. Other offices easily accessible from Hamilton are located in Mount Laurel, NJ and Philadelphia, PA.
- 6712 Washington Avenue
Suite 209B
Egg Harbor, NJ 08234
When you hire our bankruptcy law firm to stop a foreclosure or help relieve your overwhelming debt, you hire a team of legal advocates who care, who will keep you informed, and who will fight for you every step of the way.
Your phone calls are promptly returned by a New Jersey bankruptcy lawyer or other professional staff. We’re available 24/7 to talk about debt relief strategies for your current situation.
Whether you need help filing bankruptcy or you are trying to stop a foreclosure, we provide new clients with a free consultation with an NJ bankruptcy attorney and have flexible and affordable payment plans for any client who may need assistance.
Call our experienced bankruptcy attorneys in Hamilton for exemplary debt relief legal services and get the financial relief you deserve.
Schedule a Consultation Now with a Philadelphia Bankruptcy Attorney
Who will I be meeting with?
You will be meeting with an experienced and trusted debt relief lawyer via phone, zoom or in-person who is licensed to practice in Pennsylvania and New Jersey. If schedules allow, most people speak with our firm’s founding Partner, Brad J. Sadek.
How long is the consultation?
The consultation is generally 15-30 minutes, however, a complex matter may take more time.
How much does the consultation cost?
The consultation is free of charge and you are under no obligation to hire our law firm.
How much do legal services cost?
Until we are made aware of your individual circumstances it is not possible to give a legal fee or legal strategy. You will be given a specific legal fee tailored to your situation at the consultation. Please note, our retainer (deposit to hire Sadek Bankruptcy Law Offices) can be as low as $200.00.
Do you offer a payment plan?
We offer each client a payment plan to make legal services most affordable.
About the Financial Environment in Hamilton
Hamilton, NJ is the largest municipality in Atlantic County, NJ, as well as the municipality with the largest landmass in the state of NJ. As such, according to the US Census Bureau, the 2020 census township population has grown to 27,484.
Hamilton contains six zip codes including 08037, 08215, 08310, 08330, 08342 and 08350. Some of its many surrounding municipalities include Beuna, Beuna Vista, Hammonton, Egg Harbor City and Egg Harbor Township, Mullica, Galloway, Folsom and Weymouth.
The median property value in Hamilton is $211,000, more than $120,000 less than the collective median property values in the state of NJ. Additionally, the median household income in Hamilton is $62,100 annually, which is also lower than both Atlantic County and New Jersey separately. In sharp contrast, 69% of the Hamilton residents are employed, this is a higher percent than that of Atlantic County or the state of NJ.
The inverse relationship between annual household income and property value versus the employment rates in Hamilton make it clear that the cost of living is high, and employment is predominantly lower paying jobs.
Sadek Bankruptcy Law Offices has strategized alongside the residents of Hamilton and surrounding municipalities to assess circumstances that may put many individuals or households in the difficult position of raising a family, paying a mortgage, saving for retirement, funding education, and financially strategizing for any additional unforeseen hardships such as illness or job loss.
Chapter 7 Bankruptcy
Chapter 7 Bankruptcy is a legal process offered by the U.S. Federal Bankruptcy Court that provides individuals with a fresh start by eliminating most of their debts. Our service assists clients in filing the necessary paperwork to take advantage of this process. We offer detailed guidance and resources to ensure a smooth and successful bankruptcy application, including:
- Advice on how to best utilize the Chapter 7 Bankruptcy process
- Assistance in gathering all the necessary documentation for submission
- Preparation of all applicable forms and schedules
- Representation during district court proceedings when needed
- Comprehensive post-bankruptcy planning advice and support
Our New Jersey bankruptcy attorneys understand that filing for bankruptcy can be an overwhelming process, so we provide our clients with compassionate support and personalized attention throughout their journey. With our help, clients can confidently navigate the complexities of bankruptcy law to achieve financial freedom and regain control of their lives.
Chapter 13 Bankruptcy
Chapter 13 Bankruptcy is a type of consumer bankruptcy filing that allows individuals to reorganize their finances under the protection of the bankruptcy court. Under this program, debtors can develop a repayment plan which consists of making regular payments over 3-5 years to creditors.
The service offered by Chapter 13 Bankruptcy includes:
- Developing and filing a payment plan for debtors with the bankruptcy court.
- Protecting assets from creditors during the repayment process.
- Assisting debtors in negotiating terms, if necessary, with creditors for reduced monthly payments or other financial relief.
- Providing guidance for debtors throughout the entire repayment process until debts are discharged.
- Advising debtors on how to rebuild their credit after filing for bankruptcy.
Mortgage Foreclosure
We offer comprehensive mortgage foreclosure services for property owners who are unable to make their payments. Our knowledgeable staff is equipped with the necessary resources and expertise to properly assess each individual situation.
We will work closely with you to develop a strategy that is tailored to your specific needs and goals. Our services include analyzing your current financial situation, negotiating with lenders, providing legal advice, and handling all paperwork associated with the foreclosure process.
We understand this is an incredibly difficult time for you and we are here to provide guidance and support throughout the entire process.
Debt Consolidation
Debt consolidation is a service we offer to help you manage your finances and reduce the amount of debt you owe. We work with you to analyze your current financial situation, create a budget plan, and consolidate all of your existing debts into one monthly payment.
Our debt consolidation process includes helping you negotiate lower interest rates with creditors, setting up payments so that you can pay off your debt faster, and providing ongoing guidance and support every step of the way. With our help, you can achieve a more secure financial future and simplify the process of managing your debt.
Loss Mitigation Strategies to Stop Foreclosure
We provide specialized advice and assistance to homeowners who are at risk of foreclosure. Our team of experienced bankruptcy attorneys will work with homeowners to identify possible solutions that can help them stay in their homes.
We provide an individualized analysis of the current situation, review all factors involved, and develop a customized plan of action to pursue the best outcome. Through our evaluation, we can determine if loan modification or forbearance might be options for the homeowner.
We’ll also review other alternatives such as deed-in-lieu arrangements and short sales. Our goal is to provide homeowners with the guidance and resources they need to make informed decisions about their mortgage, avoid foreclosure, and get back on track financially.
Sadek Bankruptcy Law Offices offers free initial consultations with a New Jersey bankruptcy lawyer over the phone, via Zoom, or in person at our Egg Harbor office is located at 6712 Washington Avenue, Suite 209B, Egg Harbor, NJ 08234. The office is conveniently located 12 miles or 20 minutes away from Hamilton.
Our law office prides itself on providing a free consultation where your situation is carefully reviewed and your legal options are explained in detail. Our office also provides a payment plan for all of our clients and we field your client calls to provide an immediate end to any creditor harassment as well.
Experienced Bankruptcy Lawyers for Chapter 7 and Chapter 13
When you visit our Egg Harbor office to discuss your debt relief options with an experienced attorney, we can assess your financial situation and future goals in order to make a determination about what sort of legal strategy is ideally suited to your needs and objectives. Our bankruptcy lawyers in Hamilton have worked on thousands of diverse bankruptcy cases, and are able to assist single filers and married couples filing jointly with matters related to:
- Chapter 7 Bankruptcy
- Chapter 13 Bankruptcy
- General Litigation
Our Egg Harbor office bankruptcy representation extends to residents throughout Atlantic County, including but not limited to Chapter 13 and Chapter 7 bankruptcy services, debt relief, mortgage foreclosure, loss mitigation, and more.
If you are facing overwhelming debt and would like to speak with a local professional, call the trusted firm of Sadek Bankruptcy Law Offices at (856) 890-9003 to schedule your free phone consultation with a lawyer. We look forward to helping you!