Atlantic City, New Jersey Bankruptcy Lawyers

With a median household income of less than $30,000.00 it is most difficult for families to pay for regular expenses such as food, housing and clothing let alone accumulate any kind of savings. When faced with casino shutdowns in 2020 due to the Pandemic, the residents of Atlantic City and surrounding areas in Atlantic County, NJ suffered financially and most likely lacked the requisite savings to pay for the most basic living expenses.

Sadek Bankruptcy Law Offices has over 75 years of combined legal experience helping the residents of New Jersey eliminate or reduce debt. Our office understands that contacting a lawyer may be overwhelming and the thought of paying for one may be daunting as well.

To ease the burdens of those in financial need we offer a free phone consultation with a bankruptcy lawyer, even over the phone, if desired. During the phone consultation, we take our time to learn about you and your situation in effort to put you in the best financial position moving forward.

Further, our office payment plans are based on the affordability of our clients, and we will even field creditor phone calls 24 hours a day on behalf of our clients to best help.

Although the median income of the families in Atlantic City is on the lower side, according to Zillow, house values in Atlantic City, NJ have increased 19.3% since March of 2020. For most families in Atlantic City and throughout the Country, their home is their largest investment and therefore, we want to assure that if a Bankruptcy is the best option for a client in Atlantic City, NJ their home is protected.

In Bankruptcy, there are exemptions that protect assets, such as a Bankruptcy filer’s home, car and other vital assets. The goal of these exemptions and Bankruptcy in general is for the filer to get a fresh financial start and keep all assets while eliminating or reducing their pre-existing debts.