Mount Laurel, New Jersey Bankruptcy Lawyer

Top Bankruptcy Attorneys and Home Foreclosure Defense Attorneys.

Over 750 ★★★★★ Google Reviews

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FREE CASE
EVALUATION

At Sadek Bankruptcy Law Offices, we realize that every situation is different. Our debt relief lawyers will take the time to learn about your situation and your goals. Our objective is to explain your legal options and offer the best debt relief strategy for you in the most compassionate and friendly manner possible. Call 24/7 to schedule your meeting with a lawyer.

PAYMENT PLANS
AVAILABLE

Our office understands the financial stress our clients endure. Therefore, in addition to reasonable legal fees, we offer a payment plan to all of our valued clients to make quality legal services most affordable.

OFFICES IN PA
AND NJ

In addition to our primary law office in Center City, Philadelphia, we also have law offices throughout the Greater Philadelphia, Pennsylvania Area and in New Jersey. Our branch offices have contributed to making us the #1 Bankruptcy Filer and debt relief firm in the Greater Philadelphia area. Our goal is to have a convenient location within 20 minutes of where our clients work or reside.

Mount Laurel Bankruptcy Lawyers

Our New Jersey bankruptcy lawyers understand that simply hearing the word “bankruptcy” can create stress for many people; but with quality representation guiding you through the process, it doesn’t have to be that way. Under the right financial circumstances, bankruptcy can be a tremendously empowering, positive, and useful financial tool.

At Sadek Bankruptcy Law Offices Law Offices, we work to make the bankruptcy process as easy and convenient as possible, down to the accessible, easy-to-find location of our Mount Laurel law firm.

When you hire our firm to file bankruptcy, stop a foreclosure, or help relieve your debt, you hire a team of legal advocates who care, who will keep you informed, and who will fight for you every step of the way. Your phone calls are promptly returned by our lawyers and professional staff. We’re available 24/7 to talk about debt relief strategies for your current situation.

Whether you are filing bankruptcy or trying to stop a foreclosure, we provide new clients with a free consultation with a licensed lawyer and have flexible and affordable payment plans for any client who may need assistance. Call our experienced lawyers in Mount Laurel for exemplary debt relief legal services and get the financial relief you deserve.

Mount Laurel, NJ

701 East Gate Drive Suite 129,
Mount Laurel Township, NJ 08054-3924
United States (US)

Philadelphia Bankruptcy Attorney

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Schedule a Consultation Now with a Philadelphia Bankruptcy Attorney

You will be meeting with an experienced and trusted debt relief lawyer via phone, zoom or in-person who is licensed to practice in Pennsylvania and New Jersey. If schedules allow, most people speak with our firm’s founding Partner, Brad J. Sadek.

The consultation is generally 15-30 minutes, however, a complex matter may take more time.

The consultation is free of charge and you are under no obligation to hire our law firm.

Until we are made aware of your individual circumstances it is not possible to give a legal fee or legal strategy. You will be given a specific legal fee tailored to your situation at the consultation. Please note, our retainer (deposit to hire Sadek Bankruptcy Law Offices) can be as low as $200.00.

We offer each client a payment plan to make legal services most affordable.

Debora A Williams
Debora A Williams
2023-11-26
I received immediate response to my issues and continue to get the services to help me.
Allison Johnson
Allison Johnson
2023-10-09
They worked with me fast. They was experienced and explain every detail about the bankruptcy with me.
B Gallagher
B Gallagher
2023-09-23
Just needed advice and helped out greatly. Will keep in mind for the future use.
Sarah Wood
Sarah Wood
2023-09-18
The BEST experience during a difficult situation. If you're looking for a firm that's going to act swiftly on your behalf AND make it easy and stress free, these are your people!
Joan Beitler
Joan Beitler
2023-09-13
They worked very fast for me. Very knowledgeable and friendly.
Mario DeJesse
Mario DeJesse
2023-09-10
I am very happy with the service provided by Sadek Law Services.
mark g
mark g
2023-09-09
The law office did a great job filing my paperwork in a timely manner.
NICOLE D'AMBROSIO
NICOLE D'AMBROSIO
2023-09-07
To start, OMG! Attorney Sadek was very helpful and provided assistance to all my needs and questions. Awesome attorney with superior guidance with my debt issues! I recommend this firm to anyone looking for bankruptcy support! 5 Star Rating!!
denita womack
denita womack
2023-09-06
Everything was so professional the attorneys are awesome. If anyone needs help I highly recommend!!!!!

Mount Laurel Bankruptcy & Debt Relief Services

Mount Laurel is a large and growing township. As of the 2020 census its population was 44,663 which represents a 6.6% increase from the 2010 census.

Mount Laurel is also known for the 1975 New Jersey Supreme Court Decision, “The Mount Laurel Decision” which required New Jersey Municipalities to utilize their zoning powers in a way that would secure affordable housing for low- and moderate-income households.

The first low- and moderate-income housing in Mount Laurel, Ethel Lawrence Park, was named after Ethel Lawrence, a Mount Laurel lifelong resident and leading proponent of the zoning changes.

Mount Laurel has proved to have a progressive past and is still a very attractive place to live for higher-earning households. The median annual household income in Mount Laurel is $103,399, drastically higher than the national average of $69,021 in annual household income.

Although the median income may sound on the higher side, Mount Laurel residents are financially burdened with high rents, mortgages, real estate taxes, and usually the costs of raising children.

Such monthly expenses can easily cause financial distress on a monthly budget and lead to an increase in credit card debt or delinquencies on rent or mortgage expenses.

We realize that it is not easy to ask for help. Asking for help is not something that comes easy to most, especially when the help needed is financially related. Accordingly, people spend years and a tremendous amount of money trying different tactics to avoid an honest financial conversation. Sadek Bankruptcy Law Offices has helped over 5,000 clients since 2006.

Every case, situation, and person is different, but the one thing all of our clients share is, not one of them wanted to call and reach out for help. I often tell people, we are on the phone, and the hard part is over!

One of the many areas of law we handle is Bankruptcy. I mention bankruptcy law first in that Bankruptcy is all-encompassing, meaning one legal proceeding can assist with a plethora of different unsecured debts such as credit cards, personal loans, vehicle loans, mortgages, etc.

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Chapter 13 Bankruptcy Lawyer

Chapter 13 Bankruptcy is a reorganization of debt that lasts between three to five years. A Chapter 13 Bankruptcy is generally best suited where the filer is a higher earner or has an asset, such as a home which they are delinquent on and want to keep.

A Chapter 13 Bankruptcy stops any collection activity against the bankruptcy filer or their property. Meaning if one’s home is in danger of foreclosure sale or real estate tax sale, such proceedings will be stopped immediately by the “automatic stay” imputed in a Bankruptcy filing.

The bankruptcy filer is afforded the period of three to five years to repay the mortgage or real estate tax arrears and any other debts such as credit cards and personal loans would only be repaid based on the filer’s financial affordability rather than what is due and owing at the time of filing.

New Jersey Loan Modification Program

Contemporaneous with the Chapter 13 filing, our New Jersey bankruptcy law firm routinely helps secure mortgage modifications through the Bankruptcy Court for the District of New Jersey’s Loan Modification Program, known as the “LMP.” 

The LMP has proved to be an invaluable tool for those who have endured financial hardship during the pandemic, fallen behind on their mortgages, and have not received the assistance from their mortgagee that they were expecting. 

The LMP program has been instrumental in assisting bankruptcy filers with extending their loans, decreasing interest rates, and placing mortgage arrears in a new principal balance.

A Chapter 13 Bankruptcy stops any collection activity against the bankruptcy filer or their property. Meaning if one’s home is in danger of foreclosure sale or real estate tax sale, such proceedings will be stopped immediately by the “automatic stay” imputed in a Bankruptcy filing.

The bankruptcy filer is afforded the period of three to five years to repay the mortgage or real estate tax arrears and any other debts such as credit cards and personal loans would only be repaid based on the filer’s financial affordability rather than what is due and owing at the time of filing.

Mortgage Modification & Foreclosure Defense

Chapter 7 Bankruptcy Attorney

A Chapter 7 Bankruptcy is a legal proceeding that generally takes less than four months to complete. A Chapter 7 Bankruptcy, unlike a Chapter 13 Bankruptcy does not involve a repayment plan back to creditors and affords the Chapter 7 filer a discharge of debts. 

Chapter 7 generally involves unsecured debts such as credit cards, personal loans, medical bills, and collections that have proved to be unaffordable for the bankruptcy filer.

A Chapter 7 Bankruptcy is one of the most powerful tools in all of the law and if used correctly, can provide a fresh financial start in the form of erasing debt, ceasing any and all collections, and an increase in credit score for the filer!

A Chapter 13 Bankruptcy stops any collection activity against the bankruptcy filer or their property. Meaning if one’s home is in danger of foreclosure sale or real estate tax sale, such proceedings will be stopped immediately by the “automatic stay” imputed in a Bankruptcy filing.

The bankruptcy filer is afforded the period of three to five years to repay the mortgage or real estate tax arrears and any other debts such as credit cards and personal loans would only be repaid based on the filer’s financial affordability rather than what is due and owing at the time of filing.

philadelphia chapter 7 bankruptcy attorney

Real Estate and Tax Foreclosure Defense

In addition to Bankruptcy, Sadek Law Offices is well versed in the litigation of Mortgage and Real Estate Tax Foreclosure Defense.

New Jersey is the second leading state when it comes to foreclosure proceedings. Due to the high cost of real estate and real estate taxes, monthly expenses can easily fall out of control.

Our office litigates Foreclosure matters throughout the State in the Superior County Courts.

Real estate litigation generally involves putting forth what is known as a meritorious defense on behalf of the homeowner/borrower to ensure they will keep their home for years to come.

Contact Our Firm

From our Mount Laurel, NJ office Sadek Law Offices services the debt relief needs of the entire state of New Jersey.  Our legal practice focuses on Consumer Bankruptcy, Business Bankruptcy, Foreclosure Defense, and Debt Consolidation and Defense.  Our Mount Laurel office is located less than 20 minutes away from Philadelphia, however, we provide the same service and competency as our colleagues in Philadelphia without the need to cross the bridge!

Our office is minutes away from Route 73, Route 38, the New Jersey Turnpike, and Route 295 and is surrounded by the towns of Maple Shade, Cherry Hill, Marlton, Hainesport, and Medford.  Although our office location is extremely convenient, since 2020 our office has conducted phone and Zoom meetings with increasing regularity for the convenience of our clients.

Experienced New Jersey Bankruptcy Attorneys

When you visit our Mount Laurel office to discuss your debt relief options with an experienced New Jersey bankruptcy attorney, we can assess your financial situation and future goals to decide what sort of legal strategy is ideally suited to your needs and objectives.

Our bankruptcy lawyers in Mount Laurel have worked on thousands of diverse bankruptcy cases, and can assist single filers and married couples filing jointly with matters related to:

  1. Chapter 7 Bankruptcy
  2. Chapter 13 Bankruptcy
  3. General Litigation

Our Mount Laurel branch office’s bankruptcy representation extends to residents throughout Atlantic County, including but not limited to Chapter 13 and Chapter 7 bankruptcy services, debt relief, mortgage foreclosure, loss mitigation, and more.

To schedule a confidential and free initial consultation with one of our lawyers, please do so by calling (856) 343-4068. Our phone calls are answered 24 hours a day, 7 days a week!

Philadelphia Bankruptcy Attorney

Bankruptcy Lawyer in Mount Laurel, New Jersey

Our firm can also assist with handling tax debts including negotiating with the IRS, real estate law concerns, and business law fears.

The attorneys of Sadek Bankruptcy Law Offices serve the residents and businesses of South Jersey during their most difficult financial times. From our Mount Laurel, New Jersey law office, we concentrate on providing debt resolution and related legal services for our clients.

Our office provides a free initial consultation with a lawyer to all potential clients looking for information and options regarding debt reduction or elimination.

From our Mount Laurel location, we provide bankruptcy assistance to residents of the following areas:

  • Burlington
  • Cinnaminson
  • Delran
  • Riverside
  • Mount Holly
  • Willingboro
  • Marlton
  • Maple Shade
  • Berlin
  • Voorhees
  • North Hanover
  • Edgewater Park
brad sadek

Contact Our Firm

To schedule an initial consultation with one of our Mount Laurel Bankruptcy attorneys, you may contact our office at (856) 343-4068. Phone calls are answered 24 hours a day, 7 days a week.