New “CARD” Law Targets College Students

Credit Card Accountability Responsibility and Disclosure Act (“CARD”) of 2009 targets College Campuses. The new law, among other things, will limit how credit card companies market their products to anyone under the age of 21.  Meaning, less free t-shirts, beach towels and easy credit on college move-in days.   The purpose of the new CARD laws […]

How much is enough?

There is no minimum amount of debt required to file for bankruptcy protection in Philadelphia, PA or the surrounding areas.  However, it should be noted that bankruptcy fees generally start at $1,000.00 not including bankruptcy court filing fees or case costs.  Accordingly, if one has less than $5,000.00 total  in unsecured, non-priority debt, such as […]